Total transparency and avoid opaque charges
Inherent total flexibility - increase, decrease, stop & start as you see fit without cost or penalty
Are non-contractual meaning you are not locked into a contract with high charges
Funds are accessible at any time & penalty free
Select from 5 risk graded model portfolios
ESG risk graded model portfolio options available
Invest from as little as USD500 per month
As you would expect of a transparent and cost effective expat savings plan solution you are able to quickly identify what is being charged and the amounts.
Our solutions are ideally suited for use with education funding.
If you are seriously considering implementing a savings regime that provides access to FCA regulated investment managers and funds in cost effective structures, you owe it to yourself to get in contact with us.
We will advise and guide you on the options available to meet your specific requirements and your savings budget.
Contact us now to discover how non-contractual cost effective savings can benefit you far more where it matters most - your financial outcomes.
Prior to opting for a savings regime that is suitable for your circumstances, it is very important to cover the subject that has plagued the offshore financial planning industry the past two decades and which has been responsible and very costly for many expat savers: namely the 'traditional long term contractual savings and 'pension' contracts' as offered by the larger life assurance companies.
These contracts have been (and in some quarters are still) heavily marketed and specifically targeted at the global expat market in pursuit of high commissions and high profits for their advisers and the insurance companies behind them. In all but a few exceptional cases these 'savings' and 'pension' contracts are heavily weighed down by excessively high charges built into the very complex terms and conditions of the contracts that very few understand until it becomes too late.
These contracts, at best, offer extremely poor value and we believe should be avoided.
Advisers that have the experience and technical ability to fully research and comprehend these contracts arrive at the same conclusions as ourselves.
James from Tailor Made Pensions, a UK IFA firms, eloquently explains in his video why they and ourselves avoid recommending the life assurance company 'savings' and 'pension' contracts to expatriate clients.
Listen carefully as James highlights the all important issues that all savers should be cognisant of.