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The articles section on CSM Expat Financial Planning's website offers comprehensive coverage on topics pertinent to expatriates and their financial planning needs.

The blog features detailed insights on personal financial protection, including life assurance, critical illness, and medical insurance. Investment-related content addresses global economic issues, investment trends, ESG factors, and the state of financial markets. The primary aim of these articles is to keep expatriates informed, enabling them to make well-informed financial planning decisions.

Brain injuries, chronic conditions and medical insurance

23 January 2025

In a heart-stopping moment that mirrored a traumatic event from seven years prior, a family's world was once again turned upside down by a sudden and devastating brain injury.

What began as a routine breakfast quickly transformed into a medical emergency, with the wife experiencing a complete loss of memory and awareness, her eyes wide with confusion and fear. This harrowing experience became a powerful testament to the critical importance of proactive medical insurance planning.

Navigating Life After A Cancer Diagnosis

06 December 2024

The world stops the moment you hear those words. "You have cancer." Those three syllables slice through your reality like a surgical blade, instantly fragmenting everything you thought you knew about your life, your future, and yourself.

A cancer diagnosis transforms life in an instant, shattering existing narratives and challenging one's deepest understanding of vulnerability, mortality, and human resilience.

This is a client journey of confronting the unexpected, where personal strength emerges from life's most profound challenges.

The Truth Of Facing Paralysis With Medical Insurance

27 August 2024

The following events I unveil are known only by a few select friends and family members and reflect my personal experiences that have radically shaped my beliefs and understandings of expat medical insurance plans.

I feel the lessons learnt are so vitally important for all expats, whether simply living or working abroad, that it is imperative serious consideration be given to the choice of medical insurance providers and the plan to be purchased. This holds true for individuals and their families as well as company owners and their employees.

Medical Doctors - Practitioners or Salespeople?

05 August 2024

A recent experience highlights the importance of questioning medical advice, the potential for unnecessary procedures in healthcare, and the impact of such practices on overall healthcare costs. This article seeks to answer the question - "Are private hospital doctors providing non-commercially driven medical advice?"

Acute Onset Of Pre-Existing Medical Conditions

11 July 2024

When planning international travel, many individuals face a common dilemma of how to protect themselves against unexpected medical emergencies, particularly those related to pre-existing conditions. This is where the 'acute onset' benefit in travel medical insurance policies becomes a game-changer.

A Guide To Understanding Medical Insurance Underwriting

02 July 2024

Unsure about full medical vs. moratorium underwriting for health insurance? Feeling lost in the world of premiums and pre-existing conditions? This guide cuts through the confusion! Discover the key differences between these two options, their pros and cons, and ultimately - which one is right for YOU!
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