Financial Planning

Protect Loved OnesFinancially

Life Assurance - What is it and who is it for?

Business owners need life cover too

If you are a sole proprietor, a business partner, a controlling company shareholder life assurance protection is invaluable for those left behind particularly business partners, families and co-shareholders.

To learn more about the specifics of business life insurance visit Shareholder & Keyman Protection.

life-assurance-saying-farewell-to daddy
Your funeral could be just the beginning of their struggles

The grief felt by children can be immeasurable

  • Children can be devastated by the loss of a parent - Miranda articulates this in her video
  • The prospect of a very uncertain future awaits surviving spouses and the remaining youngsters
  • Funeral costs are only the beginning of financial burdens

An uncertain future awaits without financial resources

Where will funding for the following expenses come from?

  • Schooling - college - universities in the years to come - Cathy’s husband and Coleen were smart to have had the forethought to plan ahead for these costs.
  • Holidays
  • Child care - assuming the partner is forced to continue working
  • Your partner will still likely need to make savings and pension arrangements too!!

Many forget that husbands can be financially traumatised by partner loss

Fathers are impacted by financial hardship just as hard

  • Surviving Dads have their own unique set of traumas when a partner dies - Stephen, Brian and Jim all share their personal experiences in their videos below
  • How is a job or business maintained at the same time as being a Father?
  • Can the costs of child care be afforded?
  • Will my employer be flexible with time off work to look after the children?

Life Cover TestimonialsProviding Options For Loved Ones


Whilst at home with the boys Jay appeared to have a seizure. Paramedics were unable to revive him, and he died at age just 40.


Just before deploying, Peter purchased an individual life insurance policy that essentially doubled his coverage.


It was only after Sarahs' husbands death that she discovered he had provided for her future with life assurance.


Mike Kovacic was 32, as he left to run a 10K race, he kissed his wife Traci good-bye along with newborn Calvin and “big” sister Josie. He never made it home.


Cathy’s husband used life assurance to protect her and their small business with shareholder protection.


Coleen a mum aged 22 was killed in a road traffic accident but had foresight to buy life assurance for Nathans future.


When Katie died Stephen suddenly found he had two young boys to raise on his own, fortunately life assurance was in place.


Don did not plan on having a brain tumour but he had planned to protect his wife and daughters with life assurance.


Life assurance has ensured that since Sherri’s passing at age 45 the dreams for the children’s futures are maintained.


Brian and his young family were devastated when mum Sarah died of breast cancer. Their grief, was compounded by not having any life insurance to financially protect them.


Jim and his young family were equally devastated by the loss of wife and mum Jenny. Fortunately Jenny had the foresight to put life assurance as a priority in the budget.


Greg sadly passed from stomach cancer aged just 38. His life insurance ensured Melissa could remain in their home and has allowed her to set up college funds for their two children.


As parents of a 2-year-old and one on the way, Jason & Nicole also juggled the demands of school, work and running Nicole’s in-home daycare when disaster struck.


Miranda sadly lost her devoted Father aged 44 - he left without leaving any life assurance provision. Her personal video provides an invaluable insight.

Life assurance payouts will secure the family's financial future

We simplify the process of buying life assurance

We specialise in selecting plans to suit individual circumstances

We assist with your application

We help you benefit from the certainty that life insurance provides

Life assurance is for those left living

Act today