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For those concerned with the Covid-19 pandemic and how it may affect your health plan please click on the links below to obtain the latest information releases:
Coverage and benefits are subject to the deductible and coinsurance, and all terms of the Certificate of Insurance and Master Policy.
Coverage under this plan is secondary to any other coverage.
Coverage and benefits are for medically necessary, usual, reasonable and customary.
Charges must be administered or ordered by a physician.
Charges must be incurred during the Period of Coverage or the Benefit Period.
Claims must be presented to IMG for payment within ninety (90) days from the date the claim was incurred.
Eligible individuals are: 65 years of age or older, U.S. citizens and U.S. permanent residents, Qualified for Medicare, actively enrolled in Medicare Parts A & B and enrolled in a Medigap Plan or Medicare Advantage Plan, This plan is secondary to Medicare, a Medigap and/or a Medicare Advantage Plan and provides coverage for medical expenses outside the U.S. onl
The GlobeHopper Senior Single-Trip is eligible to be extended up to 12 months from the initial effective date, provided there is not a break in coverage.
Extensions are available in daily and monthly increments and may be completed online or by using a paper application; however, extensions of less than one month are available online.
For each extension less than one month that is completed online, you will be charged an additional $5 processing fee. Each insured person must only satisfy one deductible within each 12-month coverage period
Your satisfaction is very important to IMG. If you are not pleased with this product for any reason, you may submit a written request, prior to your effective date, for cancellation and refund of your premium.
You may cancel your plan after your effective date if you do not have any claims filed with IMG, however, the following conditions will apply:
1) you will be required to pay a $50 cancellation fee and
2) only full month premiums will be considered for refunds (e.g., if you choose to cancel your coverage two months and two weeks prior to the date your coverage ends, IMG will only consider the two full months for a refund).
If you have filed claims, your premium is nonrefundable.
The IMG Senior GlobeHopper travel medical insurance plan offers market-leading, affordable travel medical insurance to U.S. citizens and U.S. permanent residents over the age of 65 whilst they travel outside of the United States.
Two plan options are available: Single-Trip and Multi-Trip.
The IMG Senior GlobeHopper Single-Trip plan helps protect those who need travel medical insurance for a single trip lasting five days up to 12 months.
The IMG Senior GlobeHopper Multi-Trip plan offers flexible protection to frequent travellers who prefer to purchase an annual plan to cover multiple trips throughout a 12-month period, with each trip covered up to a maximum of 30 days.
For travellers and expats concerned with the Covid-19 pandemic and how it may affect your travel plans please use the following link.
Travel medical insurance for travellers aged 65+
GlobeHopper Senior Single-Trip is extendable up to 12 months
Deductible options from $0 to $2,500
Maximum limits from $50,000 to $1,000,000
Two plan designs – Single-Trip and Multi-Trip