Expat Financial Planning 
Review The Latest Covid-19 Medical Insurance Updates
For those concerned with the Covid-19 pandemic and how it may affect your health plan please click on the links below to obtain the latest information releases:
IMG Annual Multi-Trip Travel Medical Insurance For expats and global travellers
Comprehensive annual multi-trip travel medical insurance
The IMG annual multi-trip travel medical insurance for expats and global travellers is designed for those that take multiple trips throughout the year outside their home country.
The plan offers ease and convenience of purchasing a single annual plan at an affordable annual premium.
The plan can be renewed for up to 3 years and is also Schengen Visa compliant.
If you are unlikely to have multiple trips in any given year you may wish to consider the IMG Patriot Single Trip travel medical insurance plan.
You have enough to worry about when you're traveling. Don't let your medical coverage be an uncertainty.
Plan Highlights
Annual multi-trip travel medical insurance for individuals, families and groups
Deductible of $250
Maximum limit of $1,000,000
No worries or concerns that a credit card may be maxed out or may not meet the requirements of a hospital administrator
Acute onset of pre-existing conditions
Coverage for multiple trips up to 30 or 45 days
Flexibility to travel as many times per year
Coverage up to age 75
Purchase cover either prior to or after reaching your destination
COVID-19 covered same as any other illness - restrictions apply only to Patriot American Plus plan - see Covid-19 Updates
Suitable For
Vacations / Holidays
Visitors / Immigrants
Employers / Business Travellers
Schengen Visa Compliant - Embassy Confirmation Letter Auto Generated
What is annual multi-trip travel medical insurance?
Multi-Trip travel medical insurance plans offer coverage for you, your spouse and/or children for each trip taken outside your home country and/or country of citizenship during a period of 12 months with renewability up to three years, in accordance with the terms of the Certificate of Insurance.
Additionally, the plans offer excellent benefits and services to meet your global travel needs. You have access to international, multilingual customer service representatives, claims administrators who process claims from all over the world, handling virtually every language and currency, and 24-hour access to highly qualified coordinators of emergency medical services and international treatment.
You also have access to more than 17,000 providers using IMG's International Provider AccessSM (IPA) seeking treatment outside the U.S. You can reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the independent Preferred Provider Organization