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The IMG annual multi-trip travel medical insurance for expats and global travellers is designed for those that take multiple trips throughout the year outside their home country.
The plan offers ease and convenience of purchasing a single annual plan at an affordable annual premium.
The plan can be renewed for up to 3 years and is also Schengen Visa compliant.
If you are unlikely to have multiple trips in any given year you may wish to consider the IMG Patriot Single Trip travel medical insurance plan.
You have enough to worry about when you're traveling. Don't let your medical coverage be an uncertainty.
Annual multi-trip travel medical insurance for individuals, families and groups
Deductible of $250
Maximum limit of $1,000,000
No worries or concerns that a credit card may be maxed out or may not meet the requirements of a hospital administrator
Acute onset of pre-existing conditions
Coverage for multiple trips up to 30 or 45 days
Flexibility to travel as many times per year
Coverage up to age 75
Purchase cover either prior to or after reaching your destination
Vacations / Holidays
Visitors / Immigrants
Employers / Business Travellers
Schengen Visa Compliant - Embassy Confirmation Letter Auto Generated
Multi-Trip travel medical insurance plans offer coverage for you, your spouse and/or children for each trip taken outside your home country and/or country of citizenship during a period of 12 months with renewability up to three years, in accordance with the terms of the Certificate of Insurance.
Additionally, the plans offer excellent benefits and services to meet your global travel needs. You have access to international, multilingual customer service representatives, claims administrators who process claims from all over the world, handling virtually every language and currency, and 24-hour access to highly qualified coordinators of emergency medical services and international treatment.
You also have access to more than 17,000 providers using IMG's International Provider AccessSM (IPA) seeking treatment outside the U.S. You can reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the independent Preferred Provider Organization
The Adventure Sports Rider is available for those up to the age of 65.
The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:
0 - 49
50 - 59
60 - 64
All activities must be carried out in strict accordance with the rules, regulations and guidelines of the applicable Governing Body or Authority of each such activity.
Certain sports activities are never covered, regardless of whether or not you purchase the Adventure Sports Rider.
Please see exclusion 8 in the exclusions page. Please note this is only a summary of Adventure Sports and exclusions.
For additional information, please refer to the Certificate of Insurance.
This optional rider is available to insureds up to age 65.
It provides coverage for medical evacuations for sudden and unexpected medical conditions that are non life-threatening, and where hospitalization is medically necessary.
It also offers coverage for evacuations as a result of a natural disaster.
This rider must be purchased for a minimum purchase of 3 months regardless of the minimum number of days being traveled.
Non Life-threatening Medical Evacuation
Up to a maximum of $25,000
Natural Disaster Evacuation
Up to a maximum of $5,000
This invitation to inquire allows eligible applicants an opportunity to inquire further about the insurance offered and is limited to a brief description of any loss for which benefits may be payable. Benefits are offered as described in the insurance contract.
Benefits are subject to all deductibles, coinsurance, provisions, terms, conditions, limitations, and exclusions in the insurance contract. The contract does contain a pre-existing condition exclusion and does not cover losses or expenses related to a pre-existing condition.
An IIMG Patriot multi-trip travel medical insurance plan may be purchased either prior to your departure or alternatively once you have arrived at your destination.
You may take as many trips as you wish during your policy year. Please note that each trip should not last more than your selected maximum.
Yes - you may purchase an IMG Patriot multi-trip travel medical insurance plan once you have departed your country of residence and arrived at your primary destination.
The IMG Patriot multi-trip travel medical insurance plan is designed for : college students, foreign au-pairs, families sponsoring exchange students, international vacationers, backpackers, individual or groups of missionaries, relatives visiting from overseas, recently arrived immigrants who intend travelleing multiple times throughout the year and prefer not to have to make seperate arrangements each and every time they travel.
Choose the optional "Adventure Sports Rider" within the IMG Patriot travel medical insurance plan if you will participate in the following activities.
Cover is provided for injuries sustained during certain extreme sports that would othwerwise be excluded from your travel insurance policy.
We can help if you are:
Please request a copy of the full terms and conditions if you require more detailed information.
Sirius International Insurance Corporation
The IMG Patriot multi-trip travel medical insurance plan offers a broad and comprehensive range of features and benefits making it one of the best insurance plans in the market place.
Yes - the IMG Patriot multi-trip travel medical insurance plan is fully Schengen compliant and provides far greater protection than is required by Schengen visa requirements.
Yes - once your plan has been purchased you will have access to a downloadable pdf file letter that you can use with your chosen Schengen country.
Yes - you may extend cover online and remember the plan is renewable for up to 3 years
Absolutely - emergency medical evacuation is covered up to 100% of the policy value.
The IMG Patriot multi-trip travel medical insurance plan provides cover for the acute onset of pre-existing conditions within the policy terms and limits.
Yes - the IMG Patriot multi-trip travel medical insurance plan provides for Emergency local ambulance cover.