Financial Planning



Comprehensive annual multi-trip travel medical insurance

The IMG annual multi-trip travel medical insurance for expats and global travellers is designed for those that take multiple trips throughout the year outside their home country.

The plan offers ease and convenience of purchasing a single annual plan at an affordable annual premium.

The plan can be renewed for up to 3 years and is also Schengen Visa compliant.

If you are unlikely to have multiple trips in any given year you may wish to consider the IMG Patriot Single Trip travel medical insurance plan.

You have enough to worry about when you're traveling. Don't let your medical coverage be an uncertainty.

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Plan Highlights

Annual multi-trip travel medical insurance for individuals, families and groups

Deductible of $250

Maximum limit of $1,000,000

No worries or concerns that a credit card may be maxed out or may not meet the requirements of a hospital administrator

Acute onset of pre-existing conditions

Coverage for multiple trips up to 30 or 45 days

Flexibility to travel as many times per year

Coverage up to age 75

Purchase cover either prior to or after reaching your destination

COVID-19 covered same as any other illness - restrictions apply only to Patriot American Plus plan - see Covid-19 Updates

Suitable For

Vacations / Holidays

All nationalities

Employers / Business Travellers

Schengen Visa Compliant - Embassy Confirmation Letter Auto Generated


IMG Insurance prices are regulated by the US Government. Consequently better prices are not available anywhere.

If you intend driving whilst overseas be sure to obtain an International Driving Permit - digital IDP's can be issued within 24 hours.

What is annual multi-trip travel medical insurance?

Multi-Trip travel medical insurance plans offer coverage for you, your spouse and/or children for each trip taken outside your home country and/or country of citizenship during a period of 12 months with renewability up to three years, in accordance with the terms of the Certificate of Insurance.

Additionally, the plans offer excellent benefits and services to meet your global travel needs. You have access to international, multilingual customer service representatives, claims administrators who process claims from all over the world, handling virtually every language and currency, and 24-hour access to highly qualified coordinators of emergency medical services and international treatment.

You also have access to more than 17,000 providers using IMG's International Provider AccessSM (IPA) seeking treatment outside the U.S. You can reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the independent Preferred Provider Organization