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Risk ManagementAn explanation of the concept of risk and how it can be managed within a structured and broad based investment 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Is Now Time To Take ESG SeriouslyIn the wake of the Covid pandemic many are now realising that the virtues of ESG investing provide both social acceptance and profitable returns.In this Morningstar video the old myths of ethical investing are firmly debunked.https://youtu.be/7aZhnPMsCzk296https://img.youtube.com/vi/ud8ZDq5QzXc/mqdefault.jpgPassive or Active Management for ESG InvestingIn this Morningstar video a discussion regarding the merits of both passive and active ESG investing will help potential investors. https://youtu.be/ud8ZDq5QzXc274https://csmltd.com/assets/images/passive-or-active-management-for-esg-investing-847.jpghttps://csmltd.com/assets/images/passive-or-active-management-for-esg-investing-768.jpghttps://csmltd.com/assets/images/passive-or-active-management-for-esg-investing-640.jpghttps://csmltd.com/assets/images/passive-or-active-management-for-esg-investing-320.jpghttps://csmltd.com/assets/images/is-now-the-time-to-take-esg-seriously-847.jpghttps://csmltd.com/assets/images/is-now-the-time-to-take-esg-seriously-768.jpghttps://csmltd.com/assets/images/is-now-the-time-to-take-esg-seriously-640.jpghttps://csmltd.com/assets/images/is-now-the-time-to-take-esg-seriously-320.jpghttps://csmltd.com/csm-logo.pnghttps://csmltd.com/investments/investment-fund-manager-video-updates/2026-01-06T07:38:56+00:00monthly1https://csmltd.com/assets/images/investment-fund-manager-video-updates-1920.jpghttps://csmltd.com/assets/images/investment-fund-manager-video-updates-1600.jpghttps://csmltd.com/assets/images/investment-fund-manager-video-updates-1366.jpghttps://csmltd.com/assets/images/investment-fund-manager-video-updates-1024.jpghttps://csmltd.com/assets/images/investment-fund-manager-video-updates-768.jpghttps://csmltd.com/assets/images/investment-fund-manager-video-updates-640.jpghttps://csmltd.com/assets/images/investment-fund-manager-video-updates-600.jpghttps://csmltd.com/assets/images/investment-fund-manager-video-updates-320.jpghttps://csmltd.com/assets/images/lester-petch-tam-asset-manager-ceo-1920.jpghttps://csmltd.com/assets/images/lester-petch-tam-asset-manager-ceo-1600.jpghttps://csmltd.com/assets/images/lester-petch-tam-asset-manager-ceo-1366.jpghttps://csmltd.com/assets/images/lester-petch-tam-asset-manager-ceo-1200.jpghttps://csmltd.com/assets/images/lester-petch-tam-asset-manager-ceo-1024.jpghttps://csmltd.com/assets/images/lester-petch-tam-asset-manager-ceo-768.jpghttps://csmltd.com/assets/images/lester-petch-tam-asset-manager-ceo-640.jpghttps://csmltd.com/assets/images/lester-petch-tam-asset-manager-ceo-600.jpghttps://csmltd.com/assets/images/lester-petch-tam-asset-manager-ceo-320.jpghttps://img.youtube.com/vi/HvP2zJEe_u4/mqdefault.jpgTAM Through The LensLester Petch and James Penney are back in front of the camera to update on all things TAM. They take a look at what they were up to in Q1 2022, in particular the launch of their exciting new sustainability initiatives. They also review how TAM portfolios fared in Q1, what the markets are doing and how they are positioned this quarter, and importantly what their outlook and strategy is for the months to come. https://youtu.be/HvP2zJEe_u4344https://csmltd.com/assets/images/tam-talks-ask-us-anything-1200.jpghttps://csmltd.com/assets/images/tam-talks-ask-us-anything-1024.jpghttps://csmltd.com/assets/images/tam-talks-ask-us-anything-768.jpghttps://csmltd.com/assets/images/tam-talks-ask-us-anything-640.jpghttps://csmltd.com/assets/images/tam-talks-ask-us-anything-320.jpghttps://img.youtube.com/vi/hnyTnz6xUT0/mqdefault.jpgTAM Asset Management - Ask Us AnythingA compelling, passionate, frank and straight talking Q&A session with TAM Asset Managements CEO Lester Petch and CIO James Penny. During the session James deals head on with issues of equity market risk, property investments and their ill-liquid nature, as well as crypto investments. Attention is also given to ESG fund selection criteria, benchmarks and fit-for-purpose due diligence.https://youtu.be/hnyTnz6xUT03002https://csmltd.com/assets/images/andrew-jones-london-metric-1024.jpghttps://csmltd.com/assets/images/andrew-jones-london-metric-768.jpghttps://csmltd.com/assets/images/andrew-jones-london-metric-640.jpghttps://csmltd.com/assets/images/andrew-jones-london-metric-320.jpghttps://img.youtube.com/vi/uAhFM6Dhnfc/mqdefault.jpgDifferent Thinking For Different TimesAndrew Jones, CEO of LondonMetric refers to the owners of high street retail property as holding “melting ice cubes” in this engaging video presentation.https://youtu.be/uAhFM6Dhnfc2299https://csmltd.com/assets/images/what-is-investment-risk-washing-1200.jpghttps://csmltd.com/assets/images/what-is-investment-risk-washing-1024.jpghttps://csmltd.com/assets/images/what-is-investment-risk-washing-768.jpghttps://csmltd.com/assets/images/what-is-investment-risk-washing-640.jpghttps://csmltd.com/assets/images/what-is-investment-risk-washing-320.jpghttps://img.youtube.com/vi/v8u8m_yTJh8/mqdefault.jpgUnderstanding Investment Risk WashingLearn and understand from James Penney what investment Risk Washing is and also how it may be subjecting your portfolio to a different risk profile to what you may have selected.https://youtu.be/v8u8m_yTJh8591https://csmltd.com/assets/images/momentum-harmony-navigating-the-macro-landscape-webinar-1200.jpghttps://csmltd.com/assets/images/momentum-harmony-navigating-the-macro-landscape-webinar-1024.jpghttps://csmltd.com/assets/images/momentum-harmony-navigating-the-macro-landscape-webinar-768.jpghttps://csmltd.com/assets/images/momentum-harmony-navigating-the-macro-landscape-webinar-640.jpghttps://csmltd.com/assets/images/momentum-harmony-navigating-the-macro-landscape-webinar-320.jpghttps://img.youtube.com/vi/T7a1kuLkufs/mqdefault.jpgNavigating The Macro Landscape - Momentum Harmony Webinar - April 2021Glyn Owen CEO and Andrew Hardy Portfolio Manager provide a backdrop to the fantastic performance results from their Harmony portfolio range over the 3 months, 6 months and 1 year time frames. For example Harmony Global Equity was up 60.90% over 1 year while at the other end of the risk spectrum the Cautious Income brought in a very impressive 20.30% for the same period!https://youtu.be/T7a1kuLkufs4465https://csmltd.com/assets/images/momentum-harmony-navigating-the-macro-landscape-video-1278.jpghttps://csmltd.com/assets/images/momentum-harmony-navigating-the-macro-landscape-video-1024.jpghttps://csmltd.com/assets/images/momentum-harmony-navigating-the-macro-landscape-video-768.jpghttps://csmltd.com/assets/images/momentum-harmony-navigating-the-macro-landscape-video-640.jpghttps://csmltd.com/assets/images/momentum-harmony-navigating-the-macro-landscape-video-320.jpghttps://csmltd.com/assets/images/tam-talks-2020-hindsight-2021-outlook-video-1200.jpghttps://csmltd.com/assets/images/tam-talks-2020-hindsight-2021-outlook-video-1024.jpghttps://csmltd.com/assets/images/tam-talks-2020-hindsight-2021-outlook-video-768.jpghttps://csmltd.com/assets/images/tam-talks-2020-hindsight-2021-outlook-video-640.jpghttps://csmltd.com/assets/images/tam-talks-2020-hindsight-2021-outlook-video-320.jpghttps://img.youtube.com/vi/NHu-iKeDdnQ/mqdefault.jpgTAM Talks - 2020 Hindsight & Tomorrow's 2021 OutlookTAM CIO James Penny and CEO Lester Petch look back at the year that was 2020, and also discuss the potential opportunities that lie ahead in 2021 from an investment standpoint.https://youtu.be/NHu-iKeDdnQ2927https://csmltd.com/assets/images/larry-fink-discussing-sustainability-standards-1200.jpghttps://csmltd.com/assets/images/larry-fink-discussing-sustainability-standards-1024.jpghttps://csmltd.com/assets/images/larry-fink-discussing-sustainability-standards-768.jpghttps://csmltd.com/assets/images/larry-fink-discussing-sustainability-standards-640.jpghttps://csmltd.com/assets/images/larry-fink-discussing-sustainability-standards-320.jpghttps://img.youtube.com/vi/chIQVcVM25I/mqdefault.jpgBlackrock sustainable investment funds pass $1 trillionBlackrock assets under management in funds that abide by environmental, social and governance (ESG) principles have surpassed $1 trillion for the first time on record, according to data compiled by Morningstar.https://youtu.be/chIQVcVM25I438https://csmltd.com/assets/images/momentum-harmony-viewpoint-1200.jpghttps://csmltd.com/assets/images/momentum-harmony-viewpoint-1024.jpghttps://csmltd.com/assets/images/momentum-harmony-viewpoint-768.jpghttps://csmltd.com/assets/images/momentum-harmony-viewpoint-640.jpghttps://csmltd.com/assets/images/momentum-harmony-viewpoint-320.jpghttps://img.youtube.com/vi/jM9lPobKCoQ/mqdefault.jpgMomentum Harmony Q&Q June 20 2020The new format of Vodcast by Momentum is where topical questions are addressed by the investment fund managers.https://youtu.be/jM9lPobKCoQ660https://csmltd.com/assets/images/tam-its-not-about-timing-the-market-but-time-in-the-market-1200.jpghttps://csmltd.com/assets/images/tam-its-not-about-timing-the-market-but-time-in-the-market-1024.jpghttps://csmltd.com/assets/images/tam-its-not-about-timing-the-market-but-time-in-the-market-768.jpghttps://csmltd.com/assets/images/tam-its-not-about-timing-the-market-but-time-in-the-market-640.jpghttps://csmltd.com/assets/images/tam-its-not-about-timing-the-market-but-time-in-the-market-320.jpghttps://img.youtube.com/vi/jcsu9ZPTJGc/mqdefault.jpgIt is Not About Timing The Market But Time In The MarketTAM UK's Chief Investment Officer, James Penny, talks us through the perils of trying to time financial markets in these volatile Covid-19 times, the approach that TAM has employed in order to best protect client assets, and what TAMs outlook and strategy is for the coming months.https://youtu.be/jcsu9ZPTJGc2315https://csmltd.com/assets/images/cgwm-keeping-you-informed-1200.jpghttps://csmltd.com/assets/images/cgwm-keeping-you-informed-1024.jpghttps://csmltd.com/assets/images/cgwm-keeping-you-informed-768.jpghttps://csmltd.com/assets/images/cgwm-keeping-you-informed-640.jpghttps://csmltd.com/assets/images/cgwm-keeping-you-informed-320.jpghttps://csmltd.com/assets/images/tam-the-end-of-esg-as-we-know-it-1200.jpghttps://csmltd.com/assets/images/tam-the-end-of-esg-as-we-know-it-1024.jpghttps://csmltd.com/assets/images/tam-the-end-of-esg-as-we-know-it-768.jpghttps://csmltd.com/assets/images/tam-the-end-of-esg-as-we-know-it-640.jpghttps://csmltd.com/assets/images/tam-the-end-of-esg-as-we-know-it-320.jpghttps://img.youtube.com/vi/J0pbQERkdz4/mqdefault.jpgThe end of ESG (Environmental Social Governance) investing as we know it.James Penny CIO of TAM Asset Management provides a compelling case for ESG investing post Covid-19. James also outlines why he believes ESG will become the mainstream investment criteria for fund managers post pandemic and why companies will have to embrace ESG fundamentals.Watch and listen carefully as the contents have far reaching implications.https://youtu.be/J0pbQERkdz42269https://csmltd.com/assets/images/tam-webinar-team-transitory-vs-team-permanent-1200.jpghttps://csmltd.com/assets/images/tam-webinar-team-transitory-vs-team-permanent-1024.jpghttps://csmltd.com/assets/images/tam-webinar-team-transitory-vs-team-permanent-768.jpghttps://csmltd.com/assets/images/tam-webinar-team-transitory-vs-team-permanent-640.jpghttps://csmltd.com/assets/images/tam-webinar-team-transitory-vs-team-permanent-320.jpghttps://img.youtube.com/vi/2plDnsnqoew/mqdefault.jpgTeam Transitory Vs Team PermanentTAM UK CIO James Penny looks back at the year that was 2021 and takes stock of what lessons were learnt from an investment management standpoint and how they may shape the year to come. James also looks in depth at inflation, the two camps of thinking – transitory and permanent – and outlines the very different implications each would have on the direction of stock markets in 2022. https://youtu.be/2plDnsnqoew1230https://csmltd.com/assets/images/tam-q3-update-2022-1200.jpghttps://csmltd.com/assets/images/tam-q3-update-2022-1024.jpghttps://csmltd.com/assets/images/tam-q3-update-2022-768.jpghttps://csmltd.com/assets/images/tam-q3-update-2022-640.jpghttps://csmltd.com/assets/images/tam-q3-update-2022-320.jpghttps://img.youtube.com/vi/fbIRM128_EQ/mqdefault.jpgTAM Q3 Update 2022The third quarter (unfortunately) had it all. The initial wave of optimism that inflation was under control and interest rates had peaked, turned to pessimism as central banks signalled their intention to do whatever it takes to rein in inflation. The spectre of recession loomed large and financial markets crumbled. TAM's CIO, James Penny, reviews the ups and downs of Q3 and what is likely in store for investors as we near year end. https://youtu.be/fbIRM128_EQ381https://csmltd.com/assets/images/videos/andrew-hardy-march-2023-banking-crisis-update-1200.jpghttps://csmltd.com/assets/images/videos/andrew-hardy-march-2023-banking-crisis-update-1024.jpghttps://csmltd.com/assets/images/videos/andrew-hardy-march-2023-banking-crisis-update-768.jpghttps://csmltd.com/assets/images/videos/andrew-hardy-march-2023-banking-crisis-update-640.jpghttps://csmltd.com/assets/images/videos/andrew-hardy-march-2023-banking-crisis-update-320.jpghttps://csmltd.com/assets/images/videos/tam-q3-2023-review-and-outlook-1200.jpghttps://csmltd.com/assets/images/videos/tam-q3-2023-review-and-outlook-1024.jpghttps://csmltd.com/assets/images/videos/tam-q3-2023-review-and-outlook-768.jpghttps://csmltd.com/assets/images/videos/tam-q3-2023-review-and-outlook-640.jpghttps://csmltd.com/assets/images/videos/tam-q3-2023-review-and-outlook-600.jpghttps://csmltd.com/assets/images/videos/tam-q3-2023-review-and-outlook-320.jpghttps://img.youtube.com/vi/Z7hzM0zmg08/mqdefault.jpgBanking Crisis and Harmony Portfolios Performance Update - March 2023Both Andrew Hardy, CFA and Alex Harvey, CFA provide updates on the global banking crisis and the recent market movements alongside the performance metrics of the Harmony Portfolios range. https://youtu.be/Z7hzM0zmg08549https://csmltd.com/assets/images/videos/tam-Q4-2024-market-update-with-james-penny-1200.pnghttps://csmltd.com/assets/images/videos/tam-Q4-2024-market-update-with-james-penny-1024.pnghttps://csmltd.com/assets/images/videos/tam-Q4-2024-market-update-with-james-penny-768.pnghttps://csmltd.com/assets/images/videos/tam-Q4-2024-market-update-with-james-penny-640.pnghttps://csmltd.com/assets/images/videos/tam-Q4-2024-market-update-with-james-penny-320.pnghttps://img.youtube.com/vi/3T7HF791qa4/mqdefault.jpgTAM Q4 2024 Market Update with James PennyJames Penny's latest Q4 market update is here! In this video, he reviews the key market trends from Q3, including the tech-led rally pause, the positive impact of lower interest rates on UK and emerging markets, and opportunities in the bond market. He also gives us insights into Japan's inflation challenges and how TAM is positioning portfolios for the future. Watch now for James' expert take on where the markets are headed!https://youtu.be/3T7HF791qa4398https://csmltd.com/assets/images/videos/tam-Q4-sustainable-investing-update-with-dan-babington-1200.pnghttps://csmltd.com/assets/images/videos/tam-Q4-sustainable-investing-update-with-dan-babington-1024.pnghttps://csmltd.com/assets/images/videos/tam-Q4-sustainable-investing-update-with-dan-babington-768.pnghttps://csmltd.com/assets/images/videos/tam-Q4-sustainable-investing-update-with-dan-babington-640.pnghttps://csmltd.com/assets/images/videos/tam-Q4-sustainable-investing-update-with-dan-babington-320.pnghttps://img.youtube.com/vi/oN4Xio-JWp4/mqdefault.jpgTAM Q4 2024 Sustainable Investing Update with Dan BabingtonIn his latest Q4 update, Dan reviews how TAM's Sustainable Portfolios have been navigating the markets. From a shift into higher-quality stocks to strong performances in ethically-sourced gold and green infrastructure, Dan provides insights into how these portfolios are well-prepared for what's next. Watch the video to get the full breakdown of TAM's sustainable strategy!https://youtu.be/oN4Xio-JWp4186https://csmltd.com/csm-logo.pnghttps://csmltd.com/investments/market-indicator/2026-01-06T07:27:40+00:00weekly1https://csmltd.com/assets/images/mi-harmony-weekly-digest.pnghttps://csmltd.com/assets/images/mi-harmony-performance.pnghttps://csmltd.com/assets/images/momentum-harmony-asset-allocation.pnghttps://csmltd.com/assets/images/stock-market-bourse.jpgStock Market BourseA stock market bourse displaying graphical pricing datahttps://csmltd.com/assets/video/stock-market-bourse.mp410https://img.youtube.com/vi/NHu-iKeDdnQ/mqdefault.jpgTAM 2020 Hindsight & Tomorrows OutlookTAM review winners and losers in 2020 and look forwards to 2021 to predict the opportunities and pitfalls that await.https://www.youtube.com/watch?v=NHu-iKeDdnQ2880https://csmltd.com/assets/images/investment-fund-manager-video-updates-1920.jpghttps://csmltd.com/assets/images/investment-fund-manager-video-updates-1600.jpghttps://csmltd.com/assets/images/investment-fund-manager-video-updates-1366.jpghttps://csmltd.com/assets/images/investment-fund-manager-video-updates-1024.jpghttps://csmltd.com/assets/images/investment-fund-manager-video-updates-768.jpghttps://csmltd.com/assets/images/investment-fund-manager-video-updates-600.jpghttps://csmltd.com/assets/images/investment-fund-manager-video-updates-320.jpghttps://csmltd.com/assets/images/harmony-asset-allocation-1024.jpghttps://csmltd.com/assets/images/harmony-asset-allocation-768.jpghttps://csmltd.com/assets/images/harmony-asset-allocation-640.jpghttps://csmltd.com/assets/images/harmony-asset-allocation-320.jpghttps://csmltd.com/assets/images/momentum-asset-management-stewardship-report-2021.jpghttps://csmltd.com/assets/images/harmony-portfolios-quarterly-report-q3-2022.jpghttps://csmltd.com/assets/images/tam-talks-understanding-investment-risk-washing.jpghttps://csmltd.com/assets/images/email/circular-globe.pnghttps://csmltd.com/assets/images/email/circular-european-union.pnghttps://csmltd.com/assets/images/email/circular-united-kingdom.pnghttps://csmltd.com/assets/images/email/circular-united-states.pnghttps://csmltd.com/assets/images/sanlam-ai-global-managed-risk-monthly-performance-data.jpghttps://csmltd.com/assets/images/bowmoor-capital-hedge-fund-journal-tomorrows-titans.jpghttps://csmltd.com/csm-logo.pnghttps://csmltd.com/assets/images/blog/us-federal-outlays-1024.jpghttps://csmltd.com/assets/images/blog/us-federal-outlays-768.jpghttps://csmltd.com/assets/images/blog/us-federal-outlays-640.jpghttps://csmltd.com/assets/images/blog/us-federal-outlays-320.jpghttps://csmltd.com/investments/momentum-harmony-portfolios/2026-01-06T07:32:45+00:00monthly1https://csmltd.com/assets/images/momentum-harmony-bourse-640.jpghttps://csmltd.com/assets/images/momentum-harmony-bourse-1024.jpghttps://csmltd.com/assets/images/momentum-harmony-bourse-1366.jpghttps://csmltd.com/assets/images/momentum-harmony-bourse-1600.jpghttps://csmltd.com/assets/images/momentum-harmony-bourse-1920.jpghttps://csmltd.com/assets/images/momentum-harmony-bourse-1950.jpghttps://csmltd.com/assets/images/momentum-key-stats.pnghttps://csmltd.com/assets/images/harmony-philosophy-&-process-1024.jpghttps://csmltd.com/assets/images/harmony-philosophy-&-process-768.jpghttps://csmltd.com/assets/images/harmony-philosophy-&-process-640.jpghttps://csmltd.com/assets/images/harmony-philosophy-&-process-320.jpghttps://csmltd.com/assets/images/mi-harmony-performance.pnghttps://csmltd.com/assets/images/mi-harmony-asset-allocation.pnghttps://csmltd.com/assets/images/momentum-central-london.jpghttps://csmltd.com/assets/images/harmony-asset-and-style-allocation-1024.jpghttps://csmltd.com/assets/images/harmony-asset-and-style-allocation-768.jpghttps://csmltd.com/assets/images/harmony-asset-and-style-allocation-640.jpghttps://csmltd.com/assets/images/harmony-asset-and-style-allocation-320.jpghttps://csmltd.com/assets/images/harmony-risk-management-1024.jpghttps://csmltd.com/assets/images/harmony-risk-management-768.jpghttps://csmltd.com/assets/images/harmony-risk-management-640.jpghttps://csmltd.com/assets/images/harmony-risk-management-320.jpghttps://csmltd.com/assets/images/momentum-graphical-assessment.jpghttps://csmltd.com/assets/images/harmony-analysis-1366.jpghttps://csmltd.com/assets/images/harmony-analysis-1366.jpghttps://csmltd.com/assets/images/harmony-analysis-1024.jpghttps://csmltd.com/assets/images/harmony-analysis-768.jpghttps://csmltd.com/assets/images/harmony-analysis-640.jpghttps://csmltd.com/assets/images/harmony-analysis-320.jpghttps://csmltd.com/csm-logo.pnghttps://csmltd.com/investments/momentum-harmony-global-sustainable-equity-fund/2026-01-06T07:04:34+00:00monthly1https://csmltd.com/assets/images/momentum-harmony-global-sustainable-equity-fund-1920.jpghttps://csmltd.com/assets/images/momentum-harmony-global-sustainable-equity-fund-1600.jpghttps://csmltd.com/assets/images/momentum-harmony-global-sustainable-equity-fund-1366.jpghttps://csmltd.com/assets/images/momentum-harmony-global-sustainable-equity-fund-1024.jpghttps://csmltd.com/assets/images/momentum-harmony-global-sustainable-equity-fund-768.jpghttps://csmltd.com/assets/images/momentum-harmony-global-sustainable-equity-fund-640.jpghttps://csmltd.com/assets/images/momentum-harmony-global-sustainable-equity-fund-600.jpghttps://csmltd.com/assets/images/momentum-harmony-global-sustainable-equity-fund-320.jpghttps://csmltd.com/assets/images/principles-for-responsible-investment.pnghttps://csmltd.com/assets/images/momentum-harmony-global-sustainable-equity-fund-top-holdings.jpghttps://csmltd.com/assets/images/momentum-harmony-global-sustainable-equity-fund-currency-allocation.jpghttps://csmltd.com/assets/images/momentum-harmony-global-sustainable-equit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Following Podcast With Michael Covel And Gareth AbbottMichael Covel of Trend Following book fame interviews Gareth Abbott in a very illuminating podcast.https://csmltd.com/assets/images/videos/Trend-Following-Podcast-With Michael-Covel-And-Gareth-Abbott.mp32853https://csmltd.com/assets/images/top-traders-unplugged-podcast-with-bowmoor-capital-ceo-richard-liddle-and-cio-gareth-abbott.jpgTop Traders Podcast with Richard Liddle & Gareth AbbottThe Top Traders podcast provides further in-depth insight into the operations and success of the Global Alpha 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family.https://youtu.be/xxezXP__pEw204https://csmltd.com/assets/images/alan-discussing-his-critical-illness-multiple-schlerosis-claim-1024.jpghttps://csmltd.com/assets/images/alan-discussing-his-critical-illness-multiple-schlerosis-claim-768.jpghttps://csmltd.com/assets/images/alan-discussing-his-critical-illness-multiple-schlerosis-claim-640.jpghttps://csmltd.com/assets/images/alan-discussing-his-critical-illness-multiple-schlerosis-claim-320.jpghttps://img.youtube.com/vi/Jd__hGFAacU/mqdefault.jpgAlan's Multiple Schlerosis DiagnosisAlan describes how his multiple sclerosis diagnosis impacted him and his lifestyle and how a critical illness plan claim payout protected his finances.https://youtu.be/Jd__hGFAacU219https://csmltd.com/assets/images/laura-discussing-her-critical-illness-breast-cancer-1024.jpghttps://csmltd.com/assets/images/laura-discussing-her-critical-illness-breast-cancer-768.jpghttps://csmltd.com/assets/images/laura-discussing-her-critical-illness-breast-cancer-640.jpghttps://csmltd.com/assets/images/laura-discussing-her-critical-illness-breast-cancer-320.jpghttps://img.youtube.com/vi/cwTLlmpJgoE/mqdefault.jpgFired for breast cancer diagnosis59 year old Laura Garcia was diagnosed with breast cancer and told by her employers that she would lose her job too. Laura describes her stress and predicaments at not having work or incomehttps://youtu.be/cwTLlmpJgoE302https://csmltd.com/assets/images/cancer-drug-administration.jpg https://csmltd.com/assets/images/financial-impact-of-a-cancer-diagnosis.jpeghttps://csmltd.com/assets/images/female-fighting-cancer.pnghttps://csmltd.com/csm-logo.pnghttps://csmltd.com/insurances/critical-illness-protection/financial-impact-of-critical-illness/2026-01-06T07:38:56+00:00monthly0.5https://csmltd.com/assets/images/delivering-a-diagnosis.jpeghttps://csmltd.com/assets/images/national-cancer-registry-ireland-logo.pnghttps://csmltd.com/assets/images/financial-impact-of-a-cancer-diagnosis.jpeghttps://csmltd.com/assets/images/bad-cancer-diagnosis-young-female.pnghttps://csmltd.com/assets/images/bad-cancer-diagnosis-young-male.pnghttps://csmltd.com/assets/images/female-cancer-diagnosis-stress.jpghttps://csmltd.com/csm-logo.pnghttps://csmltd.com/insurances/illness-and-disability-insurance/2026-01-06T07:27:40+00:00monthly0.5https://csmltd.com/assets/images/wheelchair-bound-768.jpghttps://csmltd.com/assets/images/wheelchair-bound-640.jpghttps://csmltd.com/assets/images/wheelchair-bound-1024.jpghttps://csmltd.com/assets/images/wheelchair-bound-1280.jpghttps://csmltd.com/assets/images/dealing-with-increasing-debt-667.jpghttps://csmltd.com/assets/images/dealing-with-increasing-debt-640.jpghttps://csmltd.com/assets/images/dealing-with-increasing-debt-320.jpghttps://csmltd.com/assets/images/stress-in-a-wheelchair.pnghttps://csmltd.com/assets/images/stress-in-a-wheelchair-flipped.pnghttps://csmltd.com/assets/images/mark-wheelchair-bound-lge.jpeghttps://csmltd.com/assets/images/income-stressed-out.jpghttps://csmltd.com/assets/images/michael-sizemore-income-protection-disability-claimant-1280.jpghttps://csmltd.com/assets/images/michael-sizemore-income-protection-disability-claimant-1024.jpghttps://csmltd.com/assets/images/michael-sizemore-income-protection-disability-claimant-768.jpghttps://csmltd.com/assets/images/michael-sizemore-income-protection-disability-claimant-640.jpghttps://csmltd.com/assets/images/michael-sizemore-income-protection-disability-claimant-320.jpghttps://img.youtube.com/vi/Oegr_XLSH4A/mqdefault.jpgMichael SizemoreA Long Road Back After A Catastrophic Road Traffic Accident - The Story Of Michael Sizemorehttps://youtu.be/Oegr_XLSH4A149https://csmltd.com/assets/images/scott-rider-parkinsons-disease-disability-claimant-1200.jpghttps://csmltd.com/assets/images/scott-rider-parkinsons-disease-disability-claimant-1024.jpghttps://csmltd.com/assets/images/scott-rider-parkinsons-disease-disability-claimant-768.jpghttps://csmltd.com/assets/images/scott-rider-parkinsons-disease-disability-claimant-640.jpghttps://csmltd.com/assets/images/scott-rider-parkinsons-disease-disability-claimant-320.jpghttps://img.youtube.com/vi/n-yRO1Pb0_0/mqdefault.jpgScott Rider - a life changed by Parkinsons DiseaseWhen Scott Rider was diagnosed with Parkinson’s disease at just 47, the life he once knew as a financial advisor and avid runner changed forever. His family's lifestyle however didn’t have to change thanks to income protection / disability insurance.https://youtu.be/n-yRO1Pb0_061https://csmltd.com/assets/images/tim-meredith-i-do-not-know-where-my-family-would-be-without-my-disability-insurance-1200.jpghttps://csmltd.com/assets/images/tim-meredith-i-do-not-know-where-my-family-would-be-without-my-disability-insurance-1024.jpghttps://csmltd.com/assets/images/tim-meredith-i-do-not-know-where-my-family-would-be-without-my-disability-insurance-768.jpghttps://csmltd.com/assets/images/tim-meredith-i-do-not-know-where-my-family-would-be-without-my-disability-insurance-640.jpghttps://csmltd.com/assets/images/tim-meredith-i-do-not-know-where-my-family-would-be-without-my-disability-insurance-320.jpghttps://img.youtube.com/vi/so0DrrgqHbQ/mqdefault.jpgCareful Insurance Planning Saved a Family and a BusinessThe change from being a pastor to opening up an IT business is not for the fainthearted. However Tim Meredith knew this career leap would benefit his family by allowing them to stay in the area they loved, while also letting him try something new. While it may have been an adventure, neither Tim nor his insurance professional took the change lightly. Since Tim no longer had benefits through the church, they put in place health insurance, increased his personal disability insurance coverage, and added long-term care insurance. Importantly, Tim also got a disability insurance overhead policy for the business.https://youtu.be/so0DrrgqHbQ193https://csmltd.com/assets/images/dora-and-steve-bakouris-your-income-should-be-protected-1200.jpghttps://csmltd.com/assets/images/dora-and-steve-bakouris-your-income-should-be-protected-1024.jpghttps://csmltd.com/assets/images/dora-and-steve-bakouris-your-income-should-be-protected-768.jpghttps://csmltd.com/assets/images/dora-and-steve-bakouris-your-income-should-be-protected-640.jpghttps://csmltd.com/assets/images/dora-and-steve-bakouris-your-income-should-be-protected-320.jpghttps://img.youtube.com/vi/ti7rcARIa6k/mqdefault.jpgDore Bakouris - A Living MiracleAt aged just 27, life was falling into place for Dore Bakouris. She was newly married, had a 1-year-old son and had just returned to work. Then she started suffering from severe headaches. Given that she had no previous health issues, she went to the emergency room and got a CT scan. Doctors gave her the devastating news that she had a brain tumour.https://youtu.be/ti7rcARIa6k161https://csmltd.com/assets/images/valerie-king-disability-insurance-experience-1280.jpghttps://csmltd.com/assets/images/valerie-king-disability-insurance-experience-1024.jpghttps://csmltd.com/assets/images/valerie-king-disability-insurance-experience-768.jpghttps://csmltd.com/assets/images/valerie-king-disability-insurance-experience-640.jpghttps://csmltd.com/assets/images/valerie-king-disability-insurance-experience-320.jpghttps://img.youtube.com/vi/vWQbbQO3x1k/mqdefault.jpgValerie King - Disability Insurance Saved Our Family TwiceMost think, “It will never happen to me.” But disabilities do strike, and for Valerie King and her, husband Tim, it struck twice. Because both had disability insurance, they’ve been able to live a life with financial dignity and create a good life for their family.https://youtu.be/vWQbbQO3x1k152https://csmltd.com/csm-logo.pnghttps://csmltd.com/insurances/life-assurances/2026-01-06T07:23:02+00:00monthly0.9https://csmltd.com/assets/images/funeral-child.jpghttps://csmltd.com/assets/images/loving-family-in-park.jpghttps://csmltd.com/assets/images/a-young-and-growing-family-need-life-assurance.jpghttps://csmltd.com/assets/images/life-assurance-for-loved-ones-1920.jpghttps://csmltd.com/assets/images/life-assurance-for-loved-ones-1600.jpghttps://csmltd.com/assets/images/life-assurance-for-loved-ones-1366.jpghttps://csmltd.com/assets/images/life-assurance-for-loved-ones-1024.jpghttps://csmltd.com/assets/images/life-assurance-for-loved-ones-768.jpghttps://csmltd.com/assets/images/life-assurance-for-loved-ones-640.jpghttps://csmltd.com/assets/images/life-assurance-for-loved-ones-320.jpghttps://csmltd.com/assets/images/how-much-life-insurance-do-i-need-1024.jpghttps://csmltd.com/assets/images/how-much-life-insurance-do-i-need-768.jpghttps://csmltd.com/assets/images/how-much-life-insurance-do-i-need-640.jpghttps://csmltd.com/assets/images/how-much-life-insurance-do-i-need-320.jpghttps://csmltd.com/assets/images/life-assurance-saying-farewell-to-daddy-960.jpghttps://csmltd.com/assets/images/life-assurance-saying-farewell-to-daddy-768.jpghttps://csmltd.com/assets/images/life-assurance-saying-farewell-to-daddy-640.jpghttps://csmltd.com/assets/images/life-assurance-saying-farewell-to-daddy-320.jpghttps://csmltd.com/assets/images/life-assurance-grieving-dad-675.jpghttps://csmltd.com/assets/images/life-assurance-grieving-dad-640.jpghttps://csmltd.com/assets/images/life-assurance-grieving-dad-320.jpghttps://csmltd.com/assets/images/life-assurance-ghostly-passing-700.jpghttps://csmltd.com/assets/images/life-assurance-ghostly-passing-640.jpghttps://csmltd.com/assets/images/life-assurance-ghostly-passing-320.jpghttps://csmltd.com/assets/images/life-assurance-effected-by-sarahs-husband-protects-her-future-1024.jpghttps://csmltd.com/assets/images/life-assurance-effected-by-sarahs-husband-protects-her-future-768.jpghttps://csmltd.com/assets/images/life-assurance-effected-by-sarahs-husband-protects-her-future-640.jpghttps://csmltd.com/assets/images/life-assurance-effected-by-sarahs-husband-protects-her-future-320.jpghttps://img.youtube.com/vi/MJfdg68t1t0/mqdefault.jpgSarahs recounts the loss of her husband and the gratitude to him for buying life assuranceSarah discusses her eternal gratitude to her husband for making adequate financial provision and allowing her to live life without worryhttps://youtu.be/MJfdg68t1t0180https://csmltd.com/assets/images/life-assurance-traci-kovacic-and-family-will-be-financially-okay-1024.jpghttps://csmltd.com/assets/images/life-assurance-traci-kovacic-and-family-will-be-financially-okay-768.jpghttps://csmltd.com/assets/images/life-assurance-traci-kovacic-and-family-will-be-financially-okay-640.jpghttps://csmltd.com/assets/images/life-assurance-traci-kovacic-and-family-will-be-financially-okay-320.jpghttps://img.youtube.com/vi/xI5Dbmntv5I/mqdefault.jpgThe Mike Kovacic Family Will Be Financially OkayMichael Kovacic was 32, was fit and was a healthy family man. As Mike left to run a 10K race, he kissed his wife, Traci, good-bye along with newborn Calvin and big sister Josie. He never made it home.As he crossed the finish line, Mike collapsed and died. The Kovacic family would never be the same.https://youtu.be/xI5Dbmntv5I176https://csmltd.com/assets/images/life-assurance-proceeds-protect-nathans-future-after-his-young-mum-coleen-is-killed-1024.jpghttps://csmltd.com/assets/images/life-assurance-proceeds-protect-nathans-future-after-his-young-mum-coleen-is-killed-768.jpghttps://csmltd.com/assets/images/life-assurance-proceeds-protect-nathans-future-after-his-young-mum-coleen-is-killed-640.jpghttps://csmltd.com/assets/images/life-assurance-proceeds-protect-nathans-future-after-his-young-mum-coleen-is-killed-320.jpghttps://img.youtube.com/vi/YRH-W7ZoEWM/mqdefault.jpgColeen a mum aged 22 chose to buy life assurance against advise in order to protect her sonColeen - a mum aged just 22 tragically killed in a road traffic accident leaving her young son Nathan behindhttps://youtu.be/YRH-W7ZoEWM204https://csmltd.com/assets/images/life-assurance-protected-cathy-and-her-business-after-losing-her-husband-1024.jpghttps://csmltd.com/assets/images/life-assurance-protected-cathy-and-her-business-after-losing-her-husband-768.jpghttps://csmltd.com/assets/images/life-assurance-protected-cathy-and-her-business-after-losing-her-husband-640.jpghttps://csmltd.com/assets/images/life-assurance-protected-cathy-and-her-business-after-losing-her-husband-320.jpghttps://img.youtube.com/vi/TH8yypOGN60/mqdefault.jpgAfter the death of Cathy’s husband both hers and the family’s business financial futures were at riskCathy's husband had the foresight to protect her and their small business with shareholder protectionhttps://youtu.be/TH8yypOGN60207https://csmltd.com/assets/images/life-assurance-ensured-stephen-could-raise-his-two-sons-1024.jpghttps://csmltd.com/assets/images/life-assurance-ensured-stephen-could-raise-his-two-sons-768.jpghttps://csmltd.com/assets/images/life-assurance-ensured-stephen-could-raise-his-two-sons-640.jpghttps://csmltd.com/assets/images/life-assurance-ensured-stephen-could-raise-his-two-sons-320.jpghttps://img.youtube.com/vi/-7l9ozbIOXU/mqdefault.jpgStephen Miller - Protecting the Future After His Wife Katie Succumbed To CancerNo words can capture the devastation that Stephen and his boys felt at Katie’s loss. “It’s horrible to lose your soul mate and best friend,” he says. “But I have two boys to support, and I want them to know their dad can carry on.” Life insurance has helped with that process. “Nothing can bring Katie back, but having life insurance meant we didn’t lose everything,” he says. “I don’t earn enough alone to afford living in our house. Life insurance has eased my financial worries on so many levels.”https://youtu.be/-7l9ozbIOXU99https://csmltd.com/assets/images/life-insurance-purchased-by-don-provided-financial-protection-for-tonia-and-the-children-1024.jpghttps://csmltd.com/assets/images/life-insurance-purchased-by-don-provided-financial-protection-for-tonia-and-the-children-768.jpghttps://csmltd.com/assets/images/life-insurance-purchased-by-don-provided-financial-protection-for-tonia-and-the-children-640.jpghttps://csmltd.com/assets/images/life-insurance-purchased-by-don-provided-financial-protection-for-tonia-and-the-children-320.jpghttps://img.youtube.com/vi/JTm9IAF-8C8/mqdefault.jpgDons' foresight in buying life assurance when fit and healthy protected his family financiallyDon did not plan on having a brain tumour but he had planned to protect his wife and daughters with life assurancehttps://youtu.be/JTm9IAF-8C8187https://csmltd.com/assets/images/life-assurance-ensures-sherris-children-receive-the-education-she-promised-1024.jpghttps://csmltd.com/assets/images/life-assurance-ensures-sherris-children-receive-the-education-she-promised-768.jpghttps://csmltd.com/assets/images/life-assurance-ensures-sherris-children-receive-the-education-she-promised-640.jpghttps://csmltd.com/assets/images/life-assurance-ensures-sherris-children-receive-the-education-she-promised-320.jpghttps://img.youtube.com/vi/-mJDq75YIZY/mqdefault.jpgUnderstanding The True Value Of Life InsuranceAs Sherri's husband John says, “The life insurance has made all the difference in the world to us.” It gave him time to grieve, as well as find a buyer for the business so he and the boys could move closer to family. John has also secured the boys’ college education and his own retirement.https://youtu.be/-mJDq75YIZY166https://csmltd.com/assets/images/life-assurance-jim-chich-losing-jenny-with-a-young-family-1024.jpghttps://csmltd.com/assets/images/life-assurance-jim-chich-losing-jenny-with-a-young-family-768.jpghttps://csmltd.com/assets/images/life-assurance-jim-chich-losing-jenny-with-a-young-family-640.jpghttps://csmltd.com/assets/images/life-assurance-jim-chich-losing-jenny-with-a-young-family-320.jpghttps://img.youtube.com/vi/1tUKW-7Cc04/mqdefault.jpgIt's about familyJim Chich was left devastated after losing his wife Jenny at such a young age and being left to bring up their 4 children without their mother.https://youtu.be/1tUKW-7Cc04182https://csmltd.com/assets/images/life-assurance-leaving-the-mcgimsey-family-without-financial-protection-1024.jpghttps://csmltd.com/assets/images/life-assurance-leaving-the-mcgimsey-family-without-financial-protection-768.jpghttps://csmltd.com/assets/images/life-assurance-leaving-the-mcgimsey-family-without-financial-protection-640.jpghttps://csmltd.com/assets/images/life-assurance-leaving-the-mcgimsey-family-without-financial-protection-320.jpghttps://img.youtube.com/vi/bca7n8zbQeM/mqdefault.jpgNot enough timeYoung Forrest and his family were devastated when his mum Sarah died of cancer. Their grief, however, was compounded by the fact that Sarah didn’t have any life insurance to help protect her husband Brian and Forests siblings.https://youtu.be/bca7n8zbQeM161https://csmltd.com/assets/images/life-assurance-greg-melissa-knoll-1024.jpghttps://csmltd.com/assets/images/life-assurance-greg-melissa-knoll-768.jpghttps://csmltd.com/assets/images/life-assurance-greg-melissa-knoll-640.jpghttps://csmltd.com/assets/images/life-assurance-greg-melissa-knoll-320.jpghttps://img.youtube.com/vi/Mq9bUBC3TRo/mqdefault.jpgA Life Lived Fully But WiselyGreg sadly passed from stomach cancer aged just 38. His life insurance helped ensure his family could remain in their home and has allowed his wife, Melissa, to set up college funds for their two children.https://youtu.be/Mq9bUBC3TRo270https://csmltd.com/assets/images/life-assurance-nicole-and-jasons-tragic-story-1024.jpghttps://csmltd.com/assets/images/life-assurance-nicole-and-jasons-tragic-story-768.jpghttps://csmltd.com/assets/images/life-assurance-nicole-and-jasons-tragic-story-640.jpghttps://csmltd.com/assets/images/life-assurance-nicole-and-jasons-tragic-story-320.jpghttps://img.youtube.com/vi/MU4WVppNny8/mqdefault.jpgA devastating accident changes forever the lives of Nicoles' husband Jason and their 2 daughters.As parents of a 2-year-old and another on the way, Jason & Nicole were also juggling the demands of school, Jason’s sales job and running Nicole’s in-home daycare - and then disaster struck.https://youtu.be/MU4WVppNny8150https://csmltd.com/assets/images/miranda-rivera-life-assurance-cannot-bring-my-dad-back-1200.jpghttps://csmltd.com/assets/images/miranda-rivera-life-assurance-cannot-bring-my-dad-back-1024.jpghttps://csmltd.com/assets/images/miranda-rivera-life-assurance-cannot-bring-my-dad-back-768.jpghttps://csmltd.com/assets/images/miranda-rivera-life-assurance-cannot-bring-my-dad-back-640.jpghttps://csmltd.com/assets/images/miranda-rivera-life-assurance-cannot-bring-my-dad-back-320.jpghttps://img.youtube.com/vi/5RYNkFNu534/mqdefault.jpgMiranda Rivera - Life After Losing A ParentA true life story from a young girl who lost her devoted Father and who sadly had not made any life assurance provision.https://youtu.be/5RYNkFNu534181https://csmltd.com/assets/images/sara-matthews-dixon-life-assurance-helps-maintain-the-childrens-lifestyle-1123.jpghttps://csmltd.com/assets/images/sara-matthews-dixon-life-assurance-helps-maintain-the-childrens-lifestyle-1024.jpghttps://csmltd.com/assets/images/sara-matthews-dixon-life-assurance-helps-maintain-the-childrens-lifestyle-768.jpghttps://csmltd.com/assets/images/sara-matthews-dixon-life-assurance-helps-maintain-the-childrens-lifestyle-640.jpghttps://csmltd.com/assets/images/sara-matthews-dixon-life-assurance-helps-maintain-the-childrens-lifestyle-600.jpghttps://csmltd.com/assets/images/sara-matthews-dixon-life-assurance-helps-maintain-the-childrens-lifestyle-321.jpghttps://img.youtube.com/vi/z3jOfOqAGwk/mqdefault.jpgSara Mathews-Dixon - Life Assurance Provided The Financial LifelineDiligent and hardworking, Jay was a family man. Those qualities made Jay a great husband and father. Like many young families, Sara and Jay found themselves juggling kids, school, work schedules, sports, meals and family time with sons Lorenzo, Anthony and Nico. It was Jay’s dedication to his family that also made life insurance a priority for him. “The kids were the most important thing in his life,” says Sara. Jay was a lifelong athlete and spent time playing sports with his sons. But his active lifestyle couldn’t prevent a serious illness from damaging his heart, which eventually lead to a heart transplant. After the operation, life returned to a semblance of normality for the Dixons. Then came the afternoon of January 4. The couple was at home with the boys when Jay appeared to have a seizure. Paramedics were unable to revive him, and he died at age just 40. https://youtu.be/z3jOfOqAGwk104https://csmltd.com/assets/images/asia-schroeder-life-assurance-saved-the-family-1200.jpghttps://csmltd.com/assets/images/asia-schroeder-life-assurance-saved-the-family-1024.jpghttps://csmltd.com/assets/images/asia-schroeder-life-assurance-saved-the-family-768.jpghttps://csmltd.com/assets/images/asia-schroeder-life-assurance-saved-the-family-640.jpghttps://csmltd.com/assets/images/asia-schroeder-life-assurance-saved-the-family-600.jpghttps://csmltd.com/assets/images/asia-schroeder-life-assurance-saved-the-family-320.jpghttps://img.youtube.com/vi/39f2ACO64g4/mqdefault.jpgLife Assurance Saved The Schroeder FamilyCory and Asia Schroeder met under the saddest of circumstances. Asia was the widow of Peter, a Marine that was in the same unit as Cory. He was part of an elite bomb squad and died in the line of duty while stationed in Iraq. Asia was just 23 and their son, Jacob, 3. Grief gripped the small family, but thankfully financial concerns weren’t an issue. Just before deploying, Peter purchased an individual life insurance policy that essentially doubled the coverage he had through the military. His wife and son were at the center of his life, and he wanted to make sure they wouldn’t suffer financially if he didn’t 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Will Never Travel Without IMG Insurance AgainIn this powerful testimonial, Sherry and Mike Nickols, share their harrowing experience with a medical emergency while they were away from home and without travel medical insurancehttps://youtu.be/dEhIZjBxS5Y203https://csmltd.com/assets/images/dr-geoff-tothill-img-cmo-1024.jpghttps://csmltd.com/assets/images/dr-geoff-tothill-img-cmo-768.jpghttps://csmltd.com/assets/images/dr-geoff-tothill-img-cmo-640.jpghttps://csmltd.com/assets/images/dr-geoff-tothill-img-cmo-320.jpghttps://img.youtube.com/vi/OHyr6I4aaUI/mqdefault.jpgWhy You Need Travel Medical InsuranceIMG’s Chief Medical Officer Dr. Geoff Tothill sits down to discuss some of the health risks travellers face while traveling internationally, and the benefits of having proper protection, such as a travel medical insurance plan.https://youtu.be/OHyr6I4aaUI103https://csmltd.com/assets/images/brian-barwick-img-ceo-1024.jpghttps://csmltd.com/assets/images/brian-barwick-img-ceo-768.jpghttps://csmltd.com/assets/images/brian-barwick-img-ceo-640.jpghttps://csmltd.com/assets/images/brian-barwick-img-ceo-320.jpghttps://img.youtube.com/vi/Vzptxoa4eY0/mqdefault.jpgIMG Travel Medical Insurance Provider - Since 1990IMG, a Sirius Group company, is an award-winning international medical and travel insurance company that has served millions of members worldwide since its founding in 1990. 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Kogelmann's personal testimonial of IMG serviceWhilst skiing in Chile, Mark, an IMG member, found himself on the brink of paralysis due to an unforeseen accident.Mark commented, I took comfort in the fact that IMG had my 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Kogelmann's personal testimonial of IMG serviceWhilst skiing in Chile, Mark, an IMG member, found himself on the brink of paralysis due to an unforeseen accident.Mark commented, I took comfort in the fact that IMG had my 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Driving Permit Video IntroductionLearn why international driving permits are important and how to obtain 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Robinson - Critically Ill & Thousands Of Miles From HomePeter Robinson - 66 year old British National suffers a massive stroke whilst living in the Philippines. Peters tragic story teaches us yet again why all expatriates need the protection of comprehensive medical insurance whilst living or travelling overseas.https://youtu.be/AQRAVQHQiBM143https://csmltd.com/csm-logo.pnghttps://csmltd.com/estate-planning/uk-will-drafting/2026-01-06T07:23:03+00:00monthly0.9https://csmltd.com/assets/images/family_on_the_beach.jpeghttps://csmltd.com/assets/images/family_on_the_beach-sml.jpeghttps://csmltd.com/assets/images/quill-and-pen.pnghttps://csmltd.com/assets/images/michael-winner-968.jpghttps://csmltd.com/assets/images/rik-mayall-968.jpghttps://csmltd.com/assets/images/princess-diana-968.jpghttps://csmltd.com/assets/images/young-family.jpghttps://csmltd.com/assets/images/postpartum-1.jpeghttps://csmltd.com/assets/images/postpartum-2.jpeghttps://csmltd.com/assets/images/father-and-daughter.jpeghttps://csmltd.com/csm-logo.pnghttps://csmltd.com/estate-planning/uk-intestacy-rules/2026-01-06T07:11:42+00:00monthly0.8https://csmltd.com/assets/images/family_on_the_beach.jpeghttps://csmltd.com/assets/images/family_on_the_beach-sml.jpeghttps://csmltd.com/assets/images/quill-and-pen.pnghttps://csmltd.com/assets/images/child-picking-apples.jpeghttps://csmltd.com/csm-logo.pnghttps://csmltd.com/estate-planning/uk-will-process/2026-01-06T07:11:59+00:00monthly0.8https://csmltd.com/assets/images/family_on_the_beach.jpeghttps://csmltd.com/assets/images/family_on_the_beach-sml.jpeghttps://csmltd.com/csm-logo.pnghttps://csmltd.com/estate-planning/expat-mortgages/2026-01-06T07:23:18+00:00monthly0.8https://csmltd.com/assets/images/uk-property-street-view.jpghttps://csmltd.com/csm-logo.pnghttps://csmltd.com/pensions-and-savings/how-many-pay-days-do-you-have-left/2026-01-06T07:27:29+00:00monthly0.9https://csmltd.com/assets/images/how-many-pay-days-left-2100.jpghttps://csmltd.com/assets/images/how-many-pay-days-left-1920.jpghttps://csmltd.com/assets/images/how-many-pay-days-left-1600.jpghttps://csmltd.com/assets/images/how-many-pay-days-left-1366.jpghttps://csmltd.com/assets/images/how-many-pay-days-left-1024.jpghttps://csmltd.com/assets/images/how-many-pay-days-left-768.jpghttps://csmltd.com/assets/images/how-many-pay-days-left-640.jpghttps://csmltd.com/assets/images/how-many-pay-days-left-320.jpghttps://csmltd.com/assets/images/pay-days-left.pnghttps://csmltd.com/assets/images/underweight-pension-planning-1024.jpghttps://csmltd.com/assets/images/underweight-pension-planning-768.jpghttps://csmltd.com/assets/images/underweight-pension-planning-640.jpghttps://csmltd.com/assets/images/underweight-pension-planning-600.jpghttps://csmltd.com/assets/images/underweight-pension-planning-320.jpghttps://csmltd.com/csm-logo.pnghttps://csmltd.com/pensions-and-savings/expat-pensions/2026-01-06T07:13:36+00:00monthly0.8https://csmltd.com/assets/images/pensioners-in-the-park-1696.jpghttps://csmltd.com/assets/images/pensioners-in-the-park-1600.jpghttps://csmltd.com/assets/images/pensioners-in-the-park-1366.jpghttps://csmltd.com/assets/images/pensioners-in-the-park-1024.jpghttps://csmltd.com/assets/images/pensioners-in-the-park-768.jpghttps://csmltd.com/assets/images/pensioners-in-the-park-640.jpghttps://csmltd.com/assets/images/pensioners-in-the-park-600.jpghttps://csmltd.com/assets/images/pensioners-in-the-park-320.jpghttps://csmltd.com/assets/images/seniors-pension-stress-free-1314.jpghttps://csmltd.com/assets/images/seniors-pension-stress-free-1024.jpghttps://csmltd.com/assets/images/seniors-pension-stress-free-768.jpghttps://csmltd.com/assets/images/seniors-pension-stress-free-640.jpghttps://csmltd.com/assets/images/seniors-pension-stress-free-600.jpghttps://csmltd.com/assets/images/seniors-pension-stress-free-320.jpghttps://csmltd.com/assets/images/probability-of-life-in-retirement.pnghttps://csmltd.com/assets/images/a-disappearing-workforce.jpghttps://csmltd.com/assets/images/expat-pension-conversations-1498.jpghttps://csmltd.com/assets/images/expat-pension-conversations-1366.jpghttps://csmltd.com/assets/images/expat-pension-conversations-1024.jpghttps://csmltd.com/assets/images/expat-pension-conversations-768.jpghttps://csmltd.com/assets/images/expat-pension-conversations-640.jpghttps://csmltd.com/assets/images/expat-pension-conversations-600.jpghttps://csmltd.com/assets/images/expat-pension-conversations-320.jpghttps://csmltd.com/assets/images/how-many-pay-days-left.jpghttps://csmltd.com/csm-logo.pnghttps://csmltd.com/pensions-and-savings/savings-plans/2026-01-06T07:27:50+00:00monthly0.9https://csmltd.com/assets/images/offshore-savings-graph-1920.jpghttps://csmltd.com/assets/images/offshore-savings-graph-1600.jpghttps://csmltd.com/assets/images/offshore-savings-graph-1366.jpghttps://csmltd.com/assets/images/offshore-savings-graph-1024.jpghttps://csmltd.com/assets/images/offshore-savings-graph-768.jpghttps://csmltd.com/assets/images/offshore-savings-graph-640.jpghttps://csmltd.com/assets/images/offshore-savings-graph-320.jpghttps://csmltd.com/assets/images/offshore-savings-plan-review-1024.jpghttps://csmltd.com/assets/images/offshore-savings-plan-review-768.jpghttps://csmltd.com/assets/images/offshore-savings-plan-review-640.jpghttps://csmltd.com/ass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Real And Hidden Costs Of Offshore Regular Premium Savings PlansAn explanation of the real and hidden costs of offshore regular premium savings planshttps://youtu.be/m_EMJuKhEQA614https://csmltd.com/assets/images/flexible-expat-savings-plans-722.jpghttps://csmltd.com/assets/images/flexible-expat-savings-plans-640.jpghttps://csmltd.com/assets/images/flexible-expat-savings-plans-600.jpghttps://csmltd.com/assets/images/flexible-expat-savings-plans-320.jpghttps://csmltd.com/assets/images/expat-offshore-savings-plans-558.jpghttps://csmltd.com/assets/images/expat-offshore-savings-plans-320.jpghttps://csmltd.com/csm-logo.pnghttps://csmltd.com/pensions-and-savings/education-fees-planning/2026-01-06T07:27:28+00:00monthly0.8https://csmltd.com/assets/images/male-and-female-university-students-studying-2100.jpghttps://csmltd.com/assets/images/male-and-female-university-students-studying-1920.jpghttps://csmltd.com/assets/images/male-and-female-university-students-studying-1600.jpghttps://csmltd.com/assets/images/male-and-female-university-students-studying-1366.jpghttps://csmltd.com/assets/images/male-and-female-university-students-studying-1024.jpghttps://csmltd.com/assets/images/male-and-female-university-students-studying-768.jpghttps://csmltd.com/assets/images/male-and-female-university-students-studying-640.jpghttps://csmltd.com/assets/images/male-and-female-university-students-studying-320.jpghttps://csmltd.com/assets/images/manchester-university-international-tuition-fess-2022-1024.jpghttps://csmltd.com/assets/images/manchester-university-international-tuition-fess-2022-768.jpghttps://csmltd.com/assets/images/manchester-university-international-tuition-fess-2022-640.jpghttps://csmltd.com/assets/images/manchester-university-international-tuition-fess-2022-320.jpghttps://csmltd.com/assets/images/estimated-living-costs-for-postgraduate-students-2022-1024.jpghttps://csmltd.com/assets/images/estimated-living-costs-for-postgraduate-students-2022-768.jpghttps://csmltd.com/assets/images/estimated-living-costs-for-postgraduate-students-2022-640.jpghttps://csmltd.com/assets/images/estimated-living-costs-for-postgraduate-students-2022-320.jpghttps://csmltd.com/assets/images/estimated-living-costs-for-undergraduate-students-2022-1024.jpghttps://csmltd.com/assets/images/estimated-living-costs-for-undergraduate-students-2022-768.jpghttps://csmltd.com/assets/images/estimated-living-costs-for-undergraduate-students-2022-640.jpghttps://csmltd.com/assets/images/estimated-living-costs-for-undergraduate-students-2022-320.jpghttps://csmltd.com/assets/images/female-student-library-studies-2048.jpghttps://csmltd.com/assets/images/female-student-library-studies-1920.jpghttps://csmltd.com/assets/images/female-student-library-studies-1600.jpghttps://csmltd.com/assets/images/female-student-library-studies-1366.jpghttps://csmltd.com/assets/images/female-student-library-studies-1024.jpghttps://csmltd.com/assets/images/female-student-library-studies-768.jpghttps://csmltd.com/assets/images/female-student-library-studies-640.jpghttps://csmltd.com/assets/images/female-student-library-studies-320.jpghttps://csmltd.com/csm-logo.pnghttps://csmltd.com/businesses/employee-benefits/2026-03-04T03:51:20+00:00monthly0.8https://csmltd.com/assets/images/taking-care-of-employees.jpeghttps://csmltd.com/assets/images/employee-benefits-hospital-patient.jpghttps://csmltd.com/assets/images/employee-benefits-female-cancer-patient-2.jpghttps://csmltd.com/assets/images/employee-benefits-wheelchair-bound.jpghttps://csmltd.com/assets/images/employee-benefits-pension-planning.jpghttps://csmltd.com/assets/images/frustrated-shareholder.jpghttps://csmltd.com/csm-logo.pnghttps://csmltd.com/businesses/shareholder-and-keyman-insurance/2026-01-06T07:22:30+00:00monthly0.8https://csmltd.com/assets/images/shareholder-protection-board-meeting-2100.jpghttps://csmltd.com/assets/images/shareholder-protection-board-meeting-1920.jpghttps://csmltd.com/assets/images/shareholder-protection-board-meeting-1600.jpghttps://csmltd.com/assets/images/shareholder-protection-board-meeting-1366.jpghttps://csmltd.com/assets/images/shareholder-protection-board-meeting-1024.jpghttps://csmltd.com/assets/images/shareholder-protection-board-meeting-768.jpghttps://csmltd.com/assets/images/shareholder-protection-board-meeting-640.jpghttps://csmltd.com/assets/images/shareholder-protection-board-meeting-600.jpghttps://csmltd.com/assets/images/shareholder-protection-board-meeting-320.jpghttps://csmltd.com/assets/images/staff-members-enjoying-employee-benefits-1024.jpghttps://csmltd.com/assets/images/staff-members-enjoying-employee-benefits-768.jpghttps://csmltd.com/assets/images/staff-members-enjoying-employee-benefits-640.jpghttps://csmltd.com/assets/images/staff-members-enjoying-employee-benefits-600.jpghttps://csmltd.com/assets/images/staff-members-enjoying-employee-benefits-320.jpghttps://csmltd.com/assets/images/dean-stockwell-managing-director-stroke-victim-1366.jpghttps://csmltd.com/assets/images/dean-stockwell-managing-director-stroke-victim-1024.jpghttps://csmltd.com/assets/images/dean-stockwell-managing-director-stroke-victim-768.jpghttps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Shareholder Insurance - An Explanation Of How Keyman & Shareholder Protection WorksOwning a business can be a very rewarding experience. But what happens if a business owner dies or falls seriously ill? Much will depend on the type of business – sole trader, partnership or limited company – but unless there has been some advance planning, the chances are that what remains may end up in the wrong hands.https://youtu.be/T4yr6b1mBuY159https://img.youtube.com/vi/lnQRQ8Kjhnw/mqdefault.jpgDean Stockwell 47 & MD Hadn't Planned For A StrokeAn intriguing interview with an otherwise fit and healthy 47 year old managing director who was abruptly stopped in his tracks by a 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