For treatment received outside the U.S. & Canada: No coinsurance
For treatment received within the U.S. & Canada:
In the PPO Network: The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Maximum Limit
Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit
Designed for adventurous international travelers who intend to participate in the thrill of adventure sports and realize that their current medical plan does not cover certain hazardous sports and activities.
You have enough to worry about when you're traveling. Don't let your medical coverage for sports activities be an uncertainty. IMG has developed two Patriot Adventure plans that offer a package of complete benefits available 24 hours a day.
Patriot Adventure InternationalSM provides coverage for U.S. citizens traveling outside the U.S., while Patriot Adventure AmericaSM provides coverage for non-U.S. citizens traveling outside their home country. Both plans are available for a minimum of 30 days up to a maximum of six months.
Additionally, the plans offer excellent benefits and services to meet your global needs.
You have access to international, multilingual customer service representatives, claims administrators who process claims from all over the world, handling virtually every language and currency, and 24-hour access to highly qualified coordinators of emergency medical services and international treatment.
You also have access to more than 17,000 providers when seeking treatment outside the U.S. using our International Provider AccessSM (IPA). You can reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the independent Preferred Provider Organization.