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Nicole Sherman was adamant that life insurance on her life should be part of the family expense budget even though money was tight and that she was not the primary breadwinner. That decision has become part of her legacy.

Jason and Nicole Sherman had a lot on their plate. They were parents of a 2-year-old and with another on the way. The couple were in their early 20s were also juggling the demands of school, Jason’s sales job and running Nicole’s in-home daycare.

Life insurance wasn’t a topic they had thought much about, but after conducting a 'needs analysis' it became evident that they required life assurance.

They understood how important it was for Jason, the primary breadwinner, to get life insurance, Nicole was insistent also about getting a policy for herself, too.

She wanted to make sure that Jason and the girls would be OK if something happened to her. While money was tight, Nicole said, “We’re going to do this and make it work.” So she incorporated it as just another item in their monthly budget.

When the unexpected happens, life insurance can help pick up the pieces

A few years later, while driving home, the couple stopped to help at the scene of a traffic accident. Jason, who had EMT training, ran to offer aid. It was when Nicole tried to join Jason that tragedy suddenly struck.

A driver who hadn’t seen the accident ahead changed lanes and hit Nicole head on as she was crossing the highway; she was killed instantly.

While Jason fully understands that the life insurance will never bring Nicole back, Jason knows that without it they would have been in dire financial circumstances.

The life insurance allowed him to take a significant amount of time off from work and be there for the girls as they moved through this tragedy. “People think, it will never happen to me,” says Jason. “But my family is proof that it does. And you need to be prepared with life insurance.”

Click here to watch Jasons' video testimonial

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