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Expat financial planning blogs & news

Our blog site is designed exclusively to inform on issues that relate to and impact expatriates around the globe.We cover a wealth of topics that include insurances - pensions - investments - estate planning and tax - all designed to keep you informed and up to date.

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CSM Ltd - Expat Financial Planning Blog Team


Police Officer 'didn't expect' colon cancer diagnosis at age 26

Aged just 26 Police Officer Shawn DePasquale is devastated with colon cancer diagnosis

Officer Shawn DePasquale was diagnosed with stage four colon cancer just weeks after joining the Rollinsford, New Hampshire police force.

At just 26-years-old Mr DePasquale said he “didn’t expect” to be handed a stage-four cancer diagnosis at his age, which reportedly came soon after starting a new job.

Rollinsford Officer Shawn DePasquale joined the department in December 2017 shortly before he unexpectedly learned he had colon cancer.

“I mean I'm 26, didn’t expect to come down with this,” DePasquale said. “You hear you have stage four cancer and immediately everything just fades out.”

Cancer sufferer battles bosses who accused her of not working during life-saving treatment.

Cancer sufferer Eimear Coghlan battled bosses who accused her of not working during life-saving treatment.

Eimear Coghlan has won a £50,000 legal battle against her former employers after they harassed her for taking time off to get life-saving treatment.

Eimear Coghlan, 34, was made to work in a 'hostile and offensive' environment by her boss Poonam Dhawan-Leach after the pair clashed over her missing work.

Bowel Cancer Stats Prove The Need For Critical Illness Protection

Fewer than 1 in 10 have critical illness insurance despite the immense need

Scottish Widows said it was “astonishing” fewer than one in 10 of the UK population have critical illness insurance, as it announced bowel cancer accounted for 12 per cent of all cancer-related critical illness claims it dealt with in 2014.

The company paid out more than £6.5m in critical illness claims relating to bowel cancer, and said the average age of diagnosis among males in 2014 was 50. For females the average age was 52.

Coinciding with April’s Bowel Cancer Awareness Month, Scottish Widows published the figures to emphasise the value and importance of financial protection.

Bowel cancer is the fourth most common cancer in the UK, with around 110 cases diagnosed every day. One in 14 men and one in 19 women will be diagnosed with this type of cancer during their lifetime.

David Hollingworth, associate director at London & Country, said “It’s more expensive than term assurance but that’s because we’re sadly more likely to be more affected by these critical illnesses. It can be invaluable cover to help deal with difficult and stressful situations,” he said.

Talking To Kids About Cancer

This FREE booklet is available for viewing or download

An often overlooked issue is the impact a cancer or critical illness can have on our children.

“Talking To Kids About Cancer” is a well researched and insightful FREE Booklet published by The Cancer Council Of Victoria and covers key topics essential for all parents confronted with their or their childrens’ diagnosis.

The book contains invaluable information and is considered a 'must-read' for anyone affected or believes they could become affected by cancer.

Cancer Diagnoasis Can Make It Hard To Keep Your Job & Pay The Bills

Keeping a job, paying bills with breast cancer is not easy

Before she developed a breast tumor, Tara Cernacek assumed that anyone who was diagnosed with cancer would want to quit their job and stay home.

But that all changed with her own diagnosis.

Fired From Her Job After Cancer Diagnosis

Laura Garcia devastated at losing her job and her income after breast cancer diagnosis

A breast cancer diagnosis is traumatic in itself - imagine the mental anguish that occurs if you are then fired from your job.

Laura Garcia who is undergoing a double mastectomy explains in the following newscast.

Cancer Treatments Can Have Devastating Financial Side Effects

Chemotherapy treatment at its very best is not a pleasant experience

The last thing any parent is going to think when their child gets a diagnosis of cancer is: "This might ruin us financially."

Unfortunately, it should be one of the first concerns.

At a time when great strides are being made in the fight against most forms of paediatric cancer, a new study shows that one of the lingering, mostly undiscussed side effects of treatment is financial consequences that can last a lifetime, regardless of the outcome of any treatment.

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