Expat Financial Planning

Providing Client Clarity Since 1985


Expat Financial Planning

Providing Client Clarity Since 1985

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    Our blogs

    Keep you informed to keep you ahead

    Our blogs

    Keep you informed to keep you ahead


    Our expat financial planning blogs

    Our blog site is designed exclusively to inform on issues that relate to and impact expatriates around the globe.We cover a wealth of topics that include insurances - pensions - investments - estate planning and tax - all designed to keep you informed and up to date.

    Three filters are provided to enable you to quickly find the information you seek - "Categories" - "Tags" & "Archive"

    By subscribing to "Market Scope" you will also receive notifications of new blog posts as they are added.

    Click here to sign-up now - its free and packed with information and ideas as to how best plan your financial well being.

    If you would like to ask questions or discuss any issues that relate to any blog post we will be happy to address these with you.


    CSM Ltd - Expat Financial Planning Blog Team

    Blog Archive




    Graham Briar a British national highlights the risks for foreigners living in Thailand without health or medical insurance.

    Graham Briar & partner plea for financial help for heart surgery

    Graham Briar, a Thailand based video blogger has suffered a critical illness and urgently needs a triple heart bypass operation.

    However with no medical insurance and not enough money to pay for surgery he finds himself in a nightmare situation in a Chiang Rai hospital.

    Graham, who has been broadcasting about his current situation live on YouTube, says that doctors have told him surgery will cost at least half a million baht (USD 16,000) or as much as one million baht (USD32,000) - this needs to be paid upfront.

    In mid January, Graham uploaded a video titled ‘Heart of the Matter’ where he revealed he had been experiencing a shortness of breath and chest pains.

    In a second video posted six days later, which now appears to have been removed, Graham talking live from his hospital bed explained that after visiting a local doctor he was advised to go to hospital where it was confirmed he had suffered a heart attack.

    Another video posted on January 30 titled Heart Issue Update (see below), Graham, with wife Pie by his side, explained that his worst fears had been confirmed and that he was in need of a triple heart bypass.

    “Two of the arteries have already collapsed and the third is down to about 10 percent”, Graham says in the video.

    He is requesting subscribers to his channel for donations via PayPal to help pay for his surgery.

    Graham adds that he has already used all his savings.

    “If you would like to donate, Pai and I would be more than grateful”, Graham says.

    He puts the fact that he does not have health insurance as “just one of those things”.

    Graham, a former smoker, vlogs about life in Chiang Rai where he lives with his wife Pie and son Fam.

    Graham’s YouTube channel has over five thousand subscribers, many of whom posted messages of support after hearing about his health troubles.

    However, some subscribers questioned his decision not to take out health insurance.

    Whatever your opinions and feelings are on Grahams plight we advise that everyone residing in a foreign country or travelling to foreign countries protect themselves with either full expat medical insurance or travel insurance if travelling for periods of less than a year - don't leave home without it - you may live to regret it.


    Further resources

    Market Indicator - Momentum fund management provide insightful views on equity market trends
    Video Updates - Watch and listen to our Discretionary Fund Manager (DFM) partner videos. The videos provide an insight to the managers thoughts and feelings in respect of market events alongside specific details on portfolio performance
    Market Scope - e-newsletter - don't miss out on important market events - subscribe now its Free
    Our Blog - Commentary and updates on market events - insurances - pensions - investments - taxation and all other issues related to expat financial planning