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Expat Savings Plans+100% flexibility

Our expat saving plans are:


totally transparent and avoid opaque charges


have total flexibility - increase, decrease, stop & start as you see fit all of course without cost or penalty


are non-contractual meaning you are not locked into a contract with high charges


funds are accessible at any time & penalty free


can select from 5 risk graded model portfolios


invest from as little as USD500 per month

Why we DO NOT recommend long term savings plans issued by life assurance companies.

Like ourselves there are some professional financial planning practitioners that know all too well the disadvantages of using long term savings plans issued by the larger life assurance companies.

James from Tailor made pensions in the UK explains in his video why they and ourselves avoid recommending such contracts to clients.

Listen carefully to James as he highlights the all important issues confronting savers.


Recommended offshore saving plan options.

  • Contractual savings plans (still) offered by the large life assurance companies often trap clients into high charging 'term' contracts.

    We believe that savings regimes should allow clients to dictate the timing and scheduling of their personal savings without penalties - this type of structure is far more suited to todays fast changing working landscapes.

  • Life company glossy brochures discuss ‘premium holidays’ - ’stop / start’ facilities - ‘loan backs’ and many other ‘flexibility features’. However what is rarely explained in those same brochures are the costs to implement such payment ‘features’ and the additional drag these fees have on your savings outcomes. Sadly clients need to dig deep into product terms and conditions to understand contract wording to fully appreciate these feature charges.

  • Single premium costed plans however are, by their very nature, easily understood, fully transparent and strip away tiers of unnecessary charges.

    Clients are able to quickly identify what they are paying for and the amounts being charged.

    If you are seriously considering implementing a savings regime that provides access to FCA regulated investment managers and funds in cost effective structures, you owe it to yourself to get in contact with us.

    We will advise and guide you on the options available to meet your specific requirements and your savings budget.

    Contact us now to discover how non-contractual cost effective savings can benefit you far more where it matters most - your financial outcomes.