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travel-insurance-plans-for-holidays-backpackers-businessmen

IMG Patriot Plans Travel Medical Insurance For expats and global travellers

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Non USA Cover

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USA Cover

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Comprehensive single trip travel insurance for up to 12 months



The IMG Patriot travel medical insurance plans for expats and global travellers provides coverage for individuals, families and groups who need temporary medical insurance while traveling for business or pleasure anywhere outside of their home country this plan can be renewed for up to 3 years.

International travel can quickly turn into a frightening situation if you’re not prepared for a medical emergency.

Don’t let your medical coverage be an uncertainty.

Spend more time enjoying your international experience and less time worrying about medical coverage.

Patriot International® provides coverage while traveling outside your home country where the destination excludes the United States or its territories. Use this version if you intend visiting any of the Schengen area and require Schengen area travel medical insurance.

Patriot America Plus provides cover for non-US residents requiring temporary medical insurance whilst travelling for business or pleasure in the United States.

Highlights

Travel medical insurance for individuals, families and groups

Renewable up to 3 years

Deductible options from $0 - $2,500

Maximum limits from $50,000 to 8,000,000

Coverage for medical expenses, evacuation and repatriation

Coverage for USA bound trips & Non-USA bound trips

 

Optional Riders

  • Adventure Sports Rider : * Select if Scuba Diving *

    The Adventure Sports Rider is available for those up to the age of 65.

    The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:

    • absailing

    • BMX

    • bobsledding

    • bungee jumping

    • canyoning

    • caving

    • hang gliding

    • heli sking

    • high diving
    • hot air ballooning

    • inline skating

    • jet sking

    • jungle zip lining

    • kayaking

    • mountain biking

    • parachuting

    • paragliding

    • parascending
    • piloting non-commercial aircraft

    • rappelling

    • rock climbing / mountaineering (ropes & guides to 4500m from ground level)

    • scuba diving (to 50m)

    • skydiving

    • snorkelling

    • snow boarding

    • snowmobiling

    • snow sking
    • spelunking

    • surfing

    • trekking

    • whitewater rafting (to class V)

    • wildlife safaris

    • snorkelling

    • windsurfing

    Age

    Lifetime Maximum

    0 - 49

    $50,000

    50 - 59

    $30,000

    60 - 64

    $15,000

    All activities must be carried out in strict accordance with the rules, regulations and guidelines of the applicable Governing Body or Authority of each such activity.

    Certain sports activities are never covered, regardless of whether or not you purchase the Adventure Sports Rider.

    Please see exclusion 8 in the exclusions page. Please note this is only a summary of Adventure Sports and exclusions.

    For additional information, please refer to the Certificate of Insurance.

  • Evacuation Plus Option Rider

    This optional rider is available to insureds up to age 65.

    It provides coverage for medical evacuations for sudden and unexpected medical conditions that are non life-threatening, and where hospitalization is medically necessary.

    It also offers coverage for evacuations as a result of a natural disaster.

    This rider must be purchased for a minimum purchase of 3 months regardless of the minimum number of days being traveled.

    Non Life-threatening Medical Evacuation

    Up to a maximum of $25,000

    Natural Disaster Evacuation

    Up to a maximum of $5,000

    Disclaimer



    This invitation to inquire allows eligible applicants an opportunity to inquire further about the insurance offered and is limited to a brief description of any loss for which benefits may be payable. Benefits are offered as described in the insurance contract.

    Benefits are subject to all deductibles, coinsurance, provisions, terms, conditions, limitations, and exclusions in the insurance contract. The contract does contain a pre-existing condition exclusion and does not cover losses or expenses related to a pre-existing condition.

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