The IMG Patriot travel medical insurance plans for expats and global travellers provides coverage for individuals, families and groups who need temporary medical insurance while traveling for business or pleasure anywhere outside of their home country.
International travel can quickly turn into a frightening situation if you’re not prepared for a medical emergency.
Don’t let your medical coverage be an uncertainty.
Spend more time enjoying your international experience and less time worrying about medical coverage.
Patriot International® provides coverage while traveling outside your home country where the destination excludes the United States or its territories. Use this version if you intend visiting any of the Schengen area and require Schengen area travel medical insurance.
Patriot America Plus provides cover for non-US residents requiring temporary medical insurance whilst travelling for business or pleasure in the United States.
The Adventure Sports Rider is available for those up to the age of 65.
The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:
0 - 49
50 - 59
60 - 64
All activities must be carried out in strict accordance with the rules, regulations and guidelines of the applicable Governing Body or Authority of each such activity.
Certain sports activities are never covered, regardless of whether or not you purchase the Adventure Sports Rider.
Please see exclusion 8 in the exclusions page. Please note this is only a summary of Adventure Sports and exclusions.
For additional information, please refer to the Certificate of Insurance.
This optional rider is available to insureds up to age 65.
It provides coverage for medical evacuations for sudden and unexpected medical conditions that are non life-threatening, and where hospitalization is medically necessary.
It also offers coverage for evacuations as a result of a natural disaster.
This rider must be purchased for a minimum purchase of 3 months regardless of the minimum number of days being traveled.
Non Life-threatening Medical Evacuation
Up to a maximum of $25,000
Natural Disaster Evacuation
Up to a maximum of $5,000
This invitation to inquire allows eligible applicants an opportunity to inquire further about the insurance offered and is limited to a brief description of any loss for which benefits may be payable. Benefits are offered as described in the insurance contract.
Benefits are subject to all deductibles, coinsurance, provisions, terms, conditions, limitations, and exclusions in the insurance contract. The contract does contain a pre-existing condition exclusion and does not cover losses or expenses related to a pre-existing condition.
An IMG Patriot travel medical insurance plan may be purchased either prior to your departure or alternatively once you have arrived at your destination.
Yes - you may purchase an IMG Patriot travel medical insurance plan once you have departed your country of residence and arrived at your primary destination.
The IMG Patriot travel medical insurance plan is designed for : college students, foreign au-pairs, families sponsoring exchange students, international vacationers, backpackers, individual or groups of missionaries, relatives visiting from overseas, recently arrived immigrants
Choose the optional "Adventure Sports Rider" within the IMG Patriot travel medical insurance plan if you will participate in the following activities.
Cover is provided for injuries sustained during certain extreme sports that would othwerwise be excluded from your travel insurance policy.
We can help if you are:
Please request a copy of the full terms and conditions if you require more detailed information.
Sirius International Insurance Corporation
The IMG Patriot travel medical insurance plan offers a broad and comprehensive range of features and benefits making it one of the best insurance plans in the market place.
Yes - the IMG Patriot travel medical insurance plan is fully Schengen compliant and provides far greater protection than is required by Schengen visa requirements.
Yes - once your plan has been purchased you will have access to a downloadable pdf file letter that you can use with your chosen Schengen country.
Learn more about the Schengen Visa and travel medical insurance requirements here
Yes - you may extend cover online and remember the plan is renewable for up to 3 years
Absolutely - emergency medical evacuation is covered up to 100% of the policy value.
The IMG Patriot travel medical insurance plan provides cover for the acute onset of pre-existing conditions within the policy terms and limits.
Yes - the IMG Patriot travel medical insurance plan provides for Emergency local ambulance cover.