IMG Senior Globehopper
Travel Medical Insurance

Coverage and benefits are subject to the deductible and coinsurance, and all terms of the Certificate of Insurance and Master Policy.

Coverage under this plan is secondary to any other coverage.

Coverage and benefits are for medically necessary, usual, reasonable and customary.

Charges must be administered or ordered by a physician.

Charges must be incurred during the Period of Coverage or the Benefit Period.

Claims must be presented to IMG for payment within ninety (90) days from the date the claim was incurred.

Eligible individuals are: 65 years of age or older, U.S. citizens and U.S. permanent residents, Qualified for Medicare, actively enrolled in Medicare Parts A & B and enrolled in a Medigap Plan or Medicare Advantage Plan, This plan is secondary to Medicare, a Medigap and/or a Medicare Advantage Plan and provides coverage for medical expenses outside the U.S. onl