Unless you have readily available cash at hand you may well be in a very vulnerable financial position without disability income protection insurance.
Long term illnesses and incapacity (such as cancer therapy treatments) can wreak havoc with family finances at a time when most can ill afford it.
Worries and stress related to financial issues are known to exacerbate medical conditions and hamper recovery - creating a vicious cycle that can very quickly spiral out of control and into a mountain of debt.
Mortgages, housekeeping, school fees, loans and utility bills are just a few of the countless examples of expenses that continue when your income stops!
Think about yourself and those that are financially dependant on YOU - your partner and your children - how would their lives be impacted if YOUR income stopped!
Don't wait until you become uninsurable or start suffering the consequences of financial hardship.