Expat Financial Planning Blog - Keeping You Informed To Keep You Ahead

Expat Financial Planning Blog

A financial planning blog designed exclusively for expats

Our blog site is designed exclusively to inform on issues that relate to and impact expatriates around the globe.We cover a wealth of topics that include insurances - pensions - investments - estate planning and tax - all designed to keep you informed and up to date.

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Regards

CSM Ltd - Expat Financial Planning Blog Team

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Dive Instructor Fighting For Life After Stroke

Dive instructor & Oxford University maths graduate fights for life after massive stroke aged 39

A diving instructor is fighting for his life in a Thai hospital after suffering a stroke in his sleep.

Dan Robinson, 39, who is originally from Deighton, suffered a stroke on Ko Tao, an island in the Gulf of Thailand where he has been working as a dive instructor.

The former Greenhead College student, who has been living in Thailand for several years, was taken ill on Wednesday - a year to the day since he married his partner Jurait.

Airlifted from Mauritius

Airlifted from Mauritius

In April 2016, an expat family in Mauritius faced every parent’s worst nightmare when a bad headache soon proved to be a lot more sinister for their 10 year old daughter.

Jamie Copsey and his wife Olivia live on Mauritius with their children Patrick, Matilda (Tilly) and Ferguson.

How costly is an accident abroad ?

Accident costs abroad can be quite staggering

If you're weighing up whether it’s worth covering yourself with travel insurance next time you head overseas, some newly released figures from InsureandGo may make that decision easier for you.

Claims data has revealed its top three most expensive Australian claims over the past year for accidents abroad to cost hundreds of thousands of dollars.

Bowel Cancer Stats Prove The Need For Critical Illness Protection

Fewer than 1 in 10 have critical illness insurance despite the immense need

Scottish Widows said it was “astonishing” fewer than one in 10 of the UK population have critical illness insurance, as it announced bowel cancer accounted for 12 per cent of all cancer-related critical illness claims it dealt with in 2014.

The company paid out more than £6.5m in critical illness claims relating to bowel cancer, and said the average age of diagnosis among males in 2014 was 50. For females the average age was 52.

Coinciding with April’s Bowel Cancer Awareness Month, Scottish Widows published the figures to emphasise the value and importance of financial protection.

Bowel cancer is the fourth most common cancer in the UK, with around 110 cases diagnosed every day. One in 14 men and one in 19 women will be diagnosed with this type of cancer during their lifetime.

David Hollingworth, associate director at London & Country, said “It’s more expensive than term assurance but that’s because we’re sadly more likely to be more affected by these critical illnesses. It can be invaluable cover to help deal with difficult and stressful situations,” he said.

NHS May Ban Patients If GP's Not Used in 5 Years

The days of free NHS service for returning expats is fast being dismantled

This report serves to support the argument that expats everywhere should seek to effect their own private medical insurance - reliance on the NHS for returning expatriates is and has become fraught with difficulty and complication.

Patients who do not visit their GP for five years could be barred from their doctor’s surgery under plans being developed in the east of England.

Under the move, patients who have not seen their GP for five years will be sent two letters asking them to respond. If they do not get in touch to say they still wish to be registered with their GP, they will be removed from the GP practice list.

GPs are paid for every patient on their list – in 2013/14, the average GP practice received funding worth £136 for each registered patient. The drive by the NHS England regional team – known as list cleansing - is intended to cut costs to the NHS. The idea is to find out whether patients no longer require services or have moved house, left the country or died.

Adelaide mum appeals for funds to bring 'trapped' Father home from Thailand hospital

Malcolm Taylor In Healthier & Happier Times

A former Darwin school teacher has been left "trapped" in a Thai hospital, with no money left to pay his bills or find a way back to Australia where he can get the treatment he requires.

Now the daughter of 71-year-old Malcolm Taylor has made an impassioned public plea to raise the funds to bring him home.

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