Personal Details:

Born 1962. Raised and educated in Dunstable, Bedfordshire in the UK. Joined the Financial Services Industry in 1985. A move to the then new city of Milton Keynes took place in 1987 primarily to set up new offices. In January 1995 a permanent move to Bangkok took place.

Qualifications:

Certified in Financial Planning by the Chartered Insurance Institute (CII) of the UK obtaining PFS status. HNC in Business Studies and Membership of both the Personal Finance Society and SOFA (Society Of Financial Advisers)

My Practice:

The practice clients now span many nationalities including : British - French - German - American - Canadian - Greek - Turkish - Australian - Thai - Dutch - Danish - New Zealanders - Swedes - Norwegians and many others.

Our US based clients are served by our US planning specialist Dougie Brown.

Paul Rowe is a member of the

The CSM Ltd Approach To Financial Planning:

We believe that in order to give both accurate and quality advice and thus help clients avoid costly mistakes the following approach should be adopted :

• Conduct an in-depth financial review by listening to your needs and aspirations carefully and understanding your current financial situation in detail before recommending any plans and services.
   
• Explain clearly in writing the reason for recommending any particular plan or class of investments to you, what the plan / investment is designed to do, the commitments it demands from you as well as the benefits it will give you.
   
• Provide on-going service to ensure that your plans / investments continue to meet your needs as your circumstances change in the future.