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EMPLOYEES ARE CRUCIAL TO THE
FUTURE SUCCESS OF YOUR COMPANY
Employing the right people in today’s competitive world is crucial to the
success of your company. A generous employee benefits
package will help you attract and retain the
high-calibre employees your business needs to thrive and succeed.
A FINANCIAL SAFETY-NET FOR YOUR EMPLOYEES
The continuing trend towards globalisation of business
has resulted in employees becoming increasingly mobile,with expatriates making
up a significant portion of the
workforce in key commercial centres around the world.
These employees are not just looking for salary. They
are demanding benefits that will protect them
and their families if they die or suffer a long-term
illness or injury, wherever their job takes them.
Companies
employing expatriates have a responsibility to
provide a financial safety-net, to reassure, protect and
support employees and their families
overseas.
HIGHER RETURNS FOR YOUR COMPANY
A generous employee benefits package does not just
benefit the individual.
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Profit
from a more productive and committed
workforce.
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Save
costs associated with staff turnover and
recruitment, and minimise downtime and resource
allocation by helping employees return to work.
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Pass the
financial risk and management of long-term
absence and medical claims to an
experienced insurer, to concentrate on growing
your business profitably.
GLOBAL PLANS FOR GLOBAL BUSINESS
William Russell has developed global insurance
solutions to meet the needs of companies with
expatriate employees. Affordable private medical
insurance A wide-ranging choice of health care
benefits including optional travel and personal
accident cover. Generous life insurance benefit
Up to 5 times employee’s salary.
Optional accident benefit
Up to double the life insurance benefit when death is
caused by an accident.
Valuable income protection
A replacement income for as long as an employee is
unable to work due to illness or injury.
AN AWARD-WINNING COMBINATION
Whether you have three employees, or a workforce of
hundreds, we can tailor an employee benefit solution
that meets your needs and budget. Wherever
you are, whatever you do, you can depend on our
specialist knowledge and on the financial stability of
our insurance partners.
GOOD HEALTH IS GOOD BUSINESS
Good health
is vital to the prosperity and well-being of your employees, their
dependants and your business. Promoting good
health in the workplace will increase
motivation and performance, factors which
drive increases in productivity and profitability
HEALTHY CHOICES FOR YOU AND YOUR EMPLOYEES
The wide range of benefits offered by our Global
Health plans means that you can be confident that your
employees are armed with an array of valuable
health care benefits and complete
protection against the high cost of medical
treatment world-wide.
All William Russell Global Health plans offer:
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Generous
medical benefits
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24/7
emergency medical assistance
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Highly
competitive premiums
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Favourable underwriting terms
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Outstanding service from offices in the UK
and Malaysia.
GLOBAL HEALTH ELITE
Our best-selling Global Health Elite plans provide
comprehensive cover for a wide range of benefits
including maternity and dental care, regular preventive
health screening, and the treatment of chronic
conditions. Choose from Bronze, Silver, Gold or our
top-of-the-range Platinum plan.
Platinum is designed for senior executives and their
families who demand the very widest health care
protection, and the highest-value cover.
The Global Health Elite plans allow your employees to
have their treatment any where, and there is the option
of buying cover for the USA.
GLOBAL HEALTH ESSENTIAL
If you are
working on a budget, our regional Global
Health Essential plans take care of all the expensive
health care costs such as hospitalisation and
emergency medical evacuation.
ADD THESE OPTIONAL BENEFITS
Global
Travel insurance
World-wide cover for cancellation, baggage and
personal effects.
Global Personal Accident insurance
Lump sum financial protection in the event of death
or disablement due to an accident.
Routine maternity and dental benefits (Available
for Essential, and Elite Bronze and Silver plans.)
TAILOR YOUR OWN HEALTH INSURANCE
For
employers with 50+ employees, our Global Health
Bespoke solution gives you the opportunity to design
your own international health care plan from an
extensive menu of options including dental, optical,
maternity and well-being benefits.
Contact
CSM Ltd for more information on
Global Health Essential and Global Health
Bespoke.
WITH WILLIAM RUSSELL & CSM
Ltd , YOU AND YOUR EMPLOYEES ARE IN
SAFE HANDS
Wherever you are, whatever you do, you can depend on our specialist
knowledge of the expatriate marketplace and on
the financial stability of our insurance
partners, to tailor an employee benefit
solution that meets your needs and budget.
PLACE YOUR TRUST IN US
William Russell has been providing international
insurance plans for expatriates of all nationalities
throughout the world since 1992.
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Standards of service you can rely on High
standards of personal, award-winning service
only a specialist company can provide.
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Global
presence for your convenience
Full-servicing offices in the United Kingdom and
Malaysia, and partnership with Dubai Insurance
Company in the United Arab Emirates.
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Stability of financial partners We place
the insurance risk with top ranking
insurance companies, so that you can be confident
of the highest financial security.
SIMPLE AND QUICK TO SET-UP
When you are ready to take out cover, the last thing you
need is complicated and time-consuming paperwork.
We have made the application process simple,straightforward and above
all fast.
Health cover is offered on a 2 year moratorium basis
or, for groups of 20+ employees, on a medical
history disregarded basis with no
exclusion for pre-existing conditions.
Medical
history is only required for life and income
protection for companies with fewer than 20 employees,
when cover is above the free cover limit.
GLOBAL HEALTH ELITE PLAN
BENEFITS
GLOBAL LIFE PLAN BENEFITS
INCOME PROTECTION BENEFITS
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